SAVITHA vs. M/S CHODAMANDALAM M.S. GENERAL INSURNACE COMPANY

Case Type: Civil Appeal

Date of Judgment: 16-06-2020

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Full Judgment Text

NON­REPORTABLE IN THE SUPREME COURT OF INDIA CIVIL APPELLATE JURISDICTION CIVIL APPEAL NO(s). 2611 OF 2020 (arising out of SLP (Civil) No(s). 9689 of 2018) SAVITHA ...APPELLANT(S) VERSUS M/s. CHODAMANDALAM M.S. GENERAL  INSURANCE CO. LTD. AND OTHERS ...RESPONDENT(S) JUDGMENT NAVIN SINHA, J. Leave granted. 2. The appellant, a housewife, is in appeal against inadequacy of compensation granted to her in a motor accident case. 3. The appellant while travelling in a bus belonging to respondent no.3 on 25.12.2008 met with an accident when a lorry rashly and negligently dashed against the bus.  The appellant suffered nine injuries out of which seven were grievous in nature.  P.W.4, the Orthopedic Surgeon who operated upon the appellant, deposed Signature Not Verified Digitally signed by SUSHMA KUMARI BAJAJ Date: 2020.06.16 15:26:38 IST Reason: that she had suffered 32 per cent total body disability and was 1 not capable of doing household work.   The Tribunal awarded a total compensation of Rs.5,82,500/­ with interest at the rate of 6%, redetermined by the High Court in appeal at Rs.6,50,350/­. 4. Learned   counsel   for   the   appellant   submits   that   the assessment of income at Rs.4,250/­ per month was inadequate. The appellant had claimed an income of Rs.6,000/­ p.m. from a tailoring   business   which   should   have   been   the   basis   for assessment of loss of income. The medical opinion of P.W.4 with regard to   extent   of   whole   body   disability   has   been  arbitrarily reduced to 20%. 5. Learned   counsel   for   respondent   no.1   submitted   that   the High Court has adequately enhanced the compensation which calls for no further interference.   6. We   have   considered   the   submissions   on   behalf   of   the parties.  The appellant failed to lead any evidence in support of her   claimed   profession   as   a   tailor   earning   approximately Rs.6,000/­ p.m. and therefore it has rightly been rejected. 2 7. The Tribunal assessed the notional income of the appellant as a housewife at Rs.3,000/­ p.m., which has been enhanced by the High Court to Rs.4,250/­ and we find no reason to interfere with the same.  The appellant has been awarded Rs.3,00,000/­ towards   medical   expenses   as   she   failed   to   lead   acceptable evidence in support of her claim for Rs.4,00,000/­. We find no reason to interfere with the same also.  However, we are of the considered opinion that considering the nature of injuries and age of the appellant the award of Rs.25,000/­ only towards loss of amenities and future happiness is inadequate and is enhanced to Rs.50,000/­.  8. P.W.4, the Orthopedic Surgeon, deposed that the appellant had   suffered   nine   injuries,   of   which   seven   were   grievous   in nature  and   she   had   to   undergo   two   surgeries   which   left   her disabled from doing house work and unable to walk without the aid   of   crutches.     Her   whole   body   disability   was   medically assessed   at   32%.   The   Tribunal,   by   hairsplitting   the   expert evidence assessed the whole body disability at 15%. The High 3 Court for inexplicable reasons opined that it would be reasonable to determine the whole body disability at 20%. 9. The appellant is entitled to loss of future earning on basis of the   whole   body   disability   of   32%   as   opined   by   P.W.4.     The compensation   under   that   head   is   therefore   redrawn   awarding Rs.2,12,160/­ (Rs.4250 x 12 x 13 x 32%).    10. The   appellant   is   therefore   held   entitled   to   a   total compensation of Rs.7,54,910/ along with interest at the rate of ­  six per cent from the date of petition till the date of realization. 11. The appeal is allowed. .……………………….J.   (R.F. Nariman) ………………………..J.    (Navin Sinha)   ………………………..J.    (B.R. Gavai)   New Delhi, June 16, 2020 4