MITTAL S/O. SHARAD KOTHARI vs. SHREE KANYAKA NAGARI SAHAKARI BANK LTD. CHANDRAPUR

Case Type: NaN

Date of Judgment: 08-08-2018

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Full Judgment Text

0808WP515.18­Judgment 1/4

IN THE HIGH COURT OF JUDICATURE AT BOMBAY
NAGPUR BENCH, NAGPUR.
CRI. WRIT PETITION  NO.   515   OF    2018
PETITIONER :­ Mittal s/o Sharad Kothari, Aged about 46
st
(Ori. Accused)  years,  Occupation  Service, R/o A­4,  1
Floor,   Balkrishna   Apartment,   Laxmi
Nagar, Nagpur.  
...VERSUS... 
RESPONDENT :­ Shree  Kanyaka  Nagari   Sahakari   Bank
(Ori.Complainant) Limited,   Chandrapur,   having   its   Head
Office   at   Raghuvanshi   Complex,   Bazar
Ward, Chandrapur. 
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Mr. R. D. Zode, counsel h/f Mr. P. P. Kothari for the petitioner.
Mr.A.I.Shah, counsel for the respondent.
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CORAM  : MANISH  PITALE,  J.
DATE     : 08.08.2018. 
O R A L    J U D G M E N T  
Heard.  
2. Rule . Rule made returnable forthwith. The petition is
heard  finally  with  the  consent  of  the  learned  counsel for  the
parties. 
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3. By this writ petition, the petitioner (original accused)
has challenged order dated 11/04/2018 passed by the Court of
Judicial   Magistrate   First   Class,   Nagpur   and   Special   Court   for
Section  138   of   Negotiable   Instruments   Act,   1881   proceedings,
whereby the Magistrate has rejected the objection raised on behalf
of   the   petitioner   pertaining   to   memo   issued   by   the   bank   for
dishonour of cheque in the present case and directed that the said
document be marked as Exhibit­22. 
4. The   respondent   (original   complainant)   filed
complaint   before   the   Magistrate   for   dishonour   of   cheque   of
Rs.12,000/­ purportedly issued by the petitioner herein.   It is
claimed   that   when   the   said   cheque   was   deposited,   it   was
returned/dishonoured by memo dated 13/08/2015 issued by the
bank   on   the   ground   of   “Insufficient   Funds”.     The   respondent
sought to place on record the said memo of dishonour of cheque
dated 13/08/2015, allegedly issued by the bank.   
5. A perusal of the said document shows that it does not
bear  official  mark  of the  bank  and it  also  does  not  bear  the
signature of any bank official.  There is a note at the bottom of the
document, which shows that being a computer generated advice,
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it does not require signature. When the said document was sought
to be placed on record before the Magistrate by the respondent,
an objection was raised on behalf of the petitioner that it could
not be exhibited, as it did not bear either the official mark of the
bank or signature of the bank official. The petitioner contended
that   if   such   a   document   was   permitted   to   be   exhibited,   any
complainant would be in a position to create such a document on
a computer with the aforesaid note at the bottom and then place it
on record as proof of dishonour of cheque.  It was contended that
the Magistrate did not apply his mind to this aspect of the matter,
while rejecting the objection of the petitioner and directing that
the said document be marked as Exhibit­22.  
6. In   response,   it   is   contended   on   behalf   of   the
respondent   that   merely   because   the   said   document   stood
exhibited, no prejudice was caused to the petitioner.   The said
contention cannot be accepted, because the petitioner has raised
objection at the first available opportunity. The marking of the
document as an exhibit does have a serious implication in such
cases.  Even otherwise, the respondent can avail of other modes of
proving that the cheque in question was indeed dishonoured by
examining concerned bank official or placing on record certificate
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under section 65­B of the Indian Evidence Act, 1872, regarding
the memo in question. But, if the said document in question is
permitted to be accepted, it would lead to a situation where the
respondent as the complainant would rely on a document that has
no official mark of the bank or signature of any bank official to
claim proof of dishonour of cheque.  This cannot be permitted and
it shows that the objection raised by the petitioner was valid.      
7. The   Magistrate   has   proceeded   in   a   mechanical
manner  in  the  present  case  and  rejected  the  objection  of  the
petitioner, only on the ground that the aforesaid note on the
document in question, stated that it being a computer generated
device, no signature was required.  The approach adopted by the
Magistrate is erroneous. It is found that the order rejecting the
objection   raised   on   behalf   of   the   petitioner   and   marking   the
document   in   question   as   Exhibit­22,   is   unsustainable.
Accordingly, this writ petition is allowed.  The impugned order is
set aside. The objection raised by the petitioner is sustained.  
8.  Rule is made absolute in the above terms.          
                                        JUDGE  
KHUNTE
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