RAKESH KUMAR KOUSHIK vs BHUVNESHWAR PRASAD KOUSHIK

Court
Chhattisgarh High Court
Case type
MISC.APPEAL OF COMPENSATION
Decided on
01-04-2026
<div> 1<br /> <br /> 2026:CGHC:14969<br /> <br /> <b>NAFR </b><br /> <b>HIGH COURT OF CHHATTISGARH AT BILASPUR</b><br /> <b>MAC No. 2254 of 2019</b><br /> Digitally<br /> signed by<br /> HARNEET<br /> KAUR<br /> Date:<br /> 2026.04.02<br /> 10:53:31<br /> +0530<br /> HARNEET<br /> KAUR<br /> <b>1 - </b> Rakesh Kumar Koushik S/o Arjun Koushik Aged About 30 Years R/o <br /> Village - Tada, Post Office Tada, Thana - Kota, District - Bilaspur <br /> Chhattisgarh., District : Bilaspur, Chhattisgarh<br /> <b>2 - </b> Smt. Anju Bai W/o Rakesh Kumar Koushik Aged About 28 Years R/o <br /> Village - Tada, Post Office Tada, Thana - Kota, District - Bilaspur <br /> Chhattisgarh., District : Bilaspur, Chhattisgarh<br /> --- <b> Appellants</b><br /> <b>versus</b><br /> <b>1 - </b> Bhuvneshwar Prasad Koushik S/o Arjun Lal Koushik Aged About 27 <br /> Years Occupation - Driver, R/o Village - Tada, Post Office Tada, Thana - <br /> Kota, District - Bilaspur Chhattisgarh. (Driver Of The Offending Vehicle <br /> Auto No. C.G. 10/ B. Y. / 6059) ., District : Bilaspur, Chhattisgarh<br /> <b>2 - </b> Deepak Koushik S/o Motilal Koushik, R/o Tada, Ward No. 4 <br /> Aawaspara, Thana - Kota, District - Bilaspur ( C.G.) (Registered Owner Of <br /> The Offending Vehicle Auto No. C.G. 10/ B. Y. / 6059) ., District : Bilaspur, <br /> Chhattisgarh<br /><br /> 2<br /> <b>3 - </b> Rayol Sundaram General Insurance Company Limited, Sundaram <br /> Towers 46 Vhit Road Roypettah Chennai 600014 Regional Manager, Rayol <br /> Sundaram General Insurance Company Limited, Regional Office - Raja <br /> Chambers Office No. 306 Near 3rd Floor Mowa Over Brize Raipur Tahsil <br /> And District - Raipur Chhattisgarh. Through Branch Manager, Rayol <br /> Sundaram General Insurance Company Limited, Rama Trade Center 1st <br /> Floor In Front Of Rajeev Plaza. Old Bus Stand Bilaspur Tahsil And District <br /> Bilaspur ( C.G.) ( Insurer Of The Offending Vehicle Auto No. C.G. 10/ B. <br /> Y. / 6059) ., District : Bilaspur, Chhattisgarh<br /> --- <b> Respondent(s) </b><br /> <br /> For Appellants : Mr. A.L. Singroul, Advocate <br /> For Respondents No. <br /> 1 &amp; 2<br /> : Ms. Kusum Lalchandani on behalf of Mr. A.K. <br /> Yadav, Advocates <br /> For Respondent No. 3 : Mr. Anupam Dubey, Advocate<br /> <b>MAC No. 1746 of 2019</b><br /> <b>1 - </b> Royal Sundaram General Insurance Company Limited Through Branch <br /> Manager, Raja Chambers Office No. 306 3rd Floor, Near Mova Over <br /> Bridge Raipur Tehsil And District Raipur Chhattisgarh ............(Insurer), <br /> District : Raipur, Chhattisgarh<br /> <b>---Appellant </b><br /> <b>Versus</b><br /> <b>1 - </b> Rakesh Kumar Kaushik S/o Arjun Kaushik Aged About 30 Years R/o <br /> Tada, Post Office Tada, P. S. Kota, District Bilaspur Chhattisgarh District : <br /> Bilaspur, Chhattisgarh<br /><br /> 3<br /> <b>2 - </b> Smt. Anju Bai W/o Rakesh Kumar Kaushik Aged About 28 Years R/o <br /> Tada, Post Office Tada, P. S. Kota, District Bilaspur Chhattisgarh District : <br /> Bilaspur, Chhattisgarh<br /> <b>3 - </b> Bhuvneshwar Prasad Kaushik S/o Arjun Lal Kaushik Aged About 27 <br /> Years R/o Tada, Post Office Tada, P. S. Kota, District Bilaspur <br /> Chhattisgarh , District : Bilaspur, Chhattisgarh<br /> <b>4 - </b> Deepak Kaushik S/o Motilal Kaushik R/o Tada, Post Office Tada, P. S. <br /> Kota, District Bilaspur Chhattisgarh, District : Bilaspur, Chhattisgarh<br /> --- <b> Respondent(s) </b><br /> <br /> For Appellant : Mr. Anupam Dubey, Advocate <br /> For Respondents <br /> : Mr. A.L. Singroul, Advocate <br /> No. 1 &amp; 2 <br /> For Respondents <br /> : Ms. Kusum Lalchandani on behalf of Mr. A.K. <br /> No. 3 &amp; 4<br /> Yadav, Advocates <br /> <b>SB - Hon&#x27;ble Shri Justice Sanjay K. Agrawal</b><br /></div><table><thead><tr><th></th><th></th><th></th><th></th><th>Judgment on Board</th></tr></thead><tbody></tbody></table><div><br /> <b>01.04.2026</b><br /> <b>1.</b> Since common question of law and fact is involved in both of <br /> these appeals and since they have arisen out of a common <br /> accident, therefore, they have been clubbed together, heard <br /> together and are being decided by this common judgment. <br /><br /> 4<br /> <b>2.</b><br /> MAC/2254/2019 has been preferred by the <br /> appellants/claimants whereas MAC/1746/2019 has been <br /> preferred by the appellant/Insurance Company against the <br /> nd <br /> impugned award dated 30/03/2019 passed by learned 2<br /> Additional Motor Accident Claims Tribunal, Bilaspur in Claim <br /> Case No. 451/2018 whereby compensation of Rs. 5,00,000/- <br /> has been awarded to the claimants for the death of Prashant <br /> Kaushik, aged about 5 years, and the liability of payment of <br /> compensation has been fastened upon the Insurance Company. <br /> <b>3.</b> Mr. A.L. Singroul, learned counsel for the appellant/claimants in <br /> MAC/2254/2019 would submit that the compensation awarded <br /> by the Claims Tribunal is on the lower side, therefore, it may <br /> suitably be enhanced. <br /> <b>4.</b> Mr. Anupam Dubey, learned counsel for the <br /> appellant/Insurance Company in MAC/1746/2019, would <br /> submit that the accident occurred on 19/03/2018 whereas the <br /> nd<br /> amendment to 2 Schedule of Section 163-A of the Motor <br /> Vehicle Act, 1988 came into force with effect from 22/5/2018, <br /> thus, it could not have been given retrospective effect and as <br /> such, the compensation is liable to be reduced. <br /> <b>5.</b> Ms. Kusum Lalchandani, learned counsel for the owner and <br /> driver of the offending vehicle in both the cases, would support <br /><br /> 5<br /> the impugned award and submit that the instant appeals are <br /> liable to be dismissed. <br /> <b>6.</b> I have heard learned counsel for the parties, considered their <br /> rival submissions made herein-above and perused the record. <br /> <b>7.</b> The issue involved in these appeals is no longer <i>res integra</i> . In <br /> this regard, the decision rendered by the Supreme Court in the <br /> 1<br /> matter of <b>New India Assurance Co. Ltd. v. Urmila Halder</b> may <br /> be noticed herein profitably wherein it has been held as <br /> under :-<br /> “4. The short point for consideration before this Court is <br /> whether the amendment in Section 163-A of the Motor <br /> Vehicles Act, 1988, which came into effect by a Gazette <br /> nd<br /> Notification on 22 May, 2018, would relate to an <br /> accident which had occurred prior to the said date.<br /> 10. The order of the High Court is well discussed and we <br /> agree with the view taken. We may, however, add that a <br /> beneficial legislation would necessarily entail the benefit <br /> to be passed on to the claimant in the absence of any <br /> specific bar to the same. In the present case, the liability <br /> of the appellant-Insurance Company has not been <br /> interfered with. Only the computational mode and the <br /> modality have been further clarified, which rightly has <br /> been noted by the High Court and accordingly, the claim <br /> has been enhanced to Rs. 5,00,000/- (Rupees Five <br /> Lakhs). As 50% of the compensation amount was stayed <br /> by this Court, the same be paid to the respondent in <br /> terms of the impugned judgment within eight weeks.”<br /> <b>8.</b><br /> In view of the aforesaid decision of the Supreme Court <br /> rendered in the matter of <b>Urmila Halder</b> (supra), in the present <br /> 1 2024 SCC Online SC 4983<br /><br /> 6<br /> case, though the accident is said to have occurred on <br /> 19/03/2018, but the Claims Tribunal has rightly granted <br /> compensation to the tune of Rs. 5,00,000/- as per the <br /> nd<br /> amendment made in the 2 Schedule of Section 163-A of the <br /> Act of 1988 which came into force w.e.f. 22/05/2018, as it has <br /> been held by the Supreme Court in <b>Urmila Halder</b> (supra), a <br /> beneficial legislation would necessarily entail the benefit to be <br /> passed on to the claimant in the absence of any specific bar to <br /> the same. I do not find a good ground to interfere with the <br /> impugned award. <br /> <b>9.</b><br /> Accordingly, both the appeals are dismissed leaving the parties <br /> to bear their own cost(s). <br /></div><table><thead><tr><th></th><th></th><th></th><th></th><th></th><th></th><th></th><th></th><th></th><th></th><th></th><th></th></tr></thead><tbody><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>(Sanjay</td><td></td></tr></tbody></table><div><br /> Harneet</div>