Madras High Court
Transport, Maritime, and Aviation LawInsurance Law

A ₹14,000 monthly notional income for a deceased in 2020 was reasonable and warranted no interference.

RELIANCE GENERAL INSURANCE COMPANY LTD vs M.RAMATHAL

Madras High CourtJUDGMENT: September 24, 20262 MIN READSOURCE JUDGMENT
A ₹14,000 monthly notional income for a deceased in 2020 was reasonable and warranted no interference.. RELIANCE GENERAL INSURANCE COMPANY LTD vs M.RAMATHAL. Madras High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The claimants sought compensation for the death of Chinnasamy, who died in a collision between his motorcycle and a lorry on 1 October 2020.

Source reference: pp. 2–4

The Motor Accident Claims Tribunal found the lorry driver negligent, fixed Chinnasamy’s notional monthly income at ₹14,000, and awarded total compensation of ₹28,92,400.

Source reference: pp. 2–4

The insurer appealed under Section 173 of the Motor Vehicles Act, 1988, primarily challenging the quantum of compensation.

Source reference: pp. 2–4

The High Court also noted that the Tribunal had not awarded future prospects or loss of love and affection to certain claimants, but the claimants had not appealed the award.

Source reference: p. 5
02

Issues

1. Whether the Tribunal’s award, including its assessment of the deceased’s notional monthly income at ₹14,000, warranted interference in the insurer’s appeal.

Source reference: pp. 4–5

2. Whether the omitted heads of future prospects and loss of love and affection could be addressed when the claimants had not appealed the award.

Source reference: p. 5
03

Law Applied

The appeal was brought under Section 173 of the Motor Vehicles Act, 1988, which provides for an appeal against a Motor Accident Claims Tribunal award.

Source reference: p. 2

The Court applied no cited precedent or elaborated statutory test for reassessing compensation.

Source reference: p. 5

It considered whether the Tribunal’s income assessment warranted interference and noted that the claimants had not appealed the award, although certain compensation heads had not been granted.

Source reference: p. 5
04

Reasoning

The Court accepted the Tribunal’s assessment of ₹14,000 per month as a reasonable notional income for the deceased in 2020, finding no reason to interfere with it.

Source reference: p. 5

Although the award did not include future prospects or loss of love and affection for respondents 1, 3 and 4, the claimants had not appealed; the Court therefore did not disturb the award on those grounds.

Source reference: p. 5
05

Holding

The Court found no basis to interfere with the Tribunal’s award and dismissed the insurer’s civil miscellaneous appeal.

It made no order as to costs and closed the connected miscellaneous petition.

Source reference: p. 5
06

Acts & Sections Cited

1 provisions across 1 statute referred to in this judgment. Each provision opens on LawLens.

Motor Vehicles Act, 19881

Madras High Court

Original Court PDF

RELIANCE GENERAL INSURANCE COMPANY LTDvsM.RAMATHAL

Madras High Court · September 24, 2026

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