Chhattisgarh High Court
Transport, Maritime, and Aviation LawInsurance Law

An LMV licence validly authorises driving a transport vehicle below 7,500 kilograms.

THE ORIENTAL INSURANCE CO. LTD. vs DOMURAM PATEL

Chhattisgarh High CourtJUDGMENT: August 25, 20262 MIN READSOURCE JUDGMENT
An LMV licence validly authorises driving a transport vehicle below 7,500 kilograms.. THE ORIENTAL INSURANCE CO. LTD. vs DOMURAM PATEL. Chhattisgarh High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

Smt. Shribati died in a motor-vehicle accident on 09.05.2019 involving pickup vehicle No. OR-24-B-6990.

Source reference: para. 1

The Additional Motor Accident Claims Tribunal, Bastar at Jagdalpur, awarded compensation of ₹9,55,376 with interest at 9% per annum from the date of the claim application until realization, in Claim Case No. 129/2019.

Source reference: para. 1

The insurer challenged the award under Section 173 of the Motor Vehicles Act, 1988, contending that the vehicle’s driver, Ramesh Kumar Dewangan, possessed only a Light Motor Vehicle (LMV) licence and not a licence specifically authorising him to drive a transport/goods-carrier vehicle.

Source reference: paras. 2, 5

The driver’s licence was valid from 09.09.2011 to 07.09.2031. The vehicle’s unladen weight was 1,710 kg and laden weight was 2,880 kg.

Source reference: para. 7
02

Issues

1. Whether a driver holding a valid LMV licence is legally authorised to drive a transport/goods-carrier vehicle whose gross vehicle weight does not exceed 7,500 kg.

Source reference: paras. 5–7

2. Whether the alleged absence of a separate transport-vehicle endorsement constituted a breach of the insurance policy, entitling the insurer to exoneration from liability.

Source reference: paras. 2, 5, 8

3. Whether the Tribunal’s award of ₹9,55,376 with interest at 9% per annum required interference in appeal.

Source reference: paras. 1, 8–9
03

Law Applied

The Court applied Sections 2(21), 2(15), 2(48), and 10(2)(d) of the Motor Vehicles Act, 1988, under which a “light motor vehicle” includes a transport vehicle whose prescribed weight does not exceed 7,500 kg, and a licence to drive an LMV is sufficient to drive such a vehicle.

Source reference: para. 6

The Court relied principally on Mukund Dewangan v. Oriental Insurance Co. Ltd., (2017) 14 SCC 663, which held that no separate endorsement is required to drive a transport vehicle falling within the LMV category and that an LMV licence remains valid for such vehicles.

Source reference: para. 6

The appeal was maintainable under Section 173 of the Motor Vehicles Act, 1988.

Source reference: para. 1
04

Reasoning

The driver held a valid LMV licence on the date of the accident, 09.05.2019.

Source reference: para. 7

The offending pickup had an unladen weight of 1,710 kg and a laden weight of 2,880 kg, both well below the 7,500 kg threshold for an LMV.

Source reference: para. 7

Applying Mukund Dewangan, the Court held that the vehicle remained within the LMV category despite being used as a transport/goods vehicle, and that no separate transport endorsement was necessary.

Source reference: para. 6

Consequently, the driver was duly licensed, there was no breach of the insurance-policy condition, and the insurer could not avoid its statutory liability to satisfy the compensation award.

Source reference: paras. 6–8
05

Holding

The Court answered the licensing and policy-breach issues against the Insurance Company.

It held that the driver possessed a valid and effective licence to drive the offending pickup and that no breach of the insurance policy had been established.

Source reference: para. 8

The appeal was found devoid of merit and was dismissed, leaving undisturbed the Tribunal’s award of ₹9,55,376 with interest at 9% per annum.

Source reference: para. 9
06

Acts & Sections Cited

3 provisions across 1 statute referred to in this judgment. Linked provisions open on LawLens.

Motor Vehicles Act, 19883

Section 173Section 10Section 2
Chhattisgarh High Court

Original Court PDF

THE ORIENTAL INSURANCE CO. LTD.vsDOMURAM PATEL

Chhattisgarh High Court · August 25, 2026

Click to open original judgment

Original judgment, available to read, download and summarize on LawLens.in

Click to open original judgment