Madras High Court
Insurance LawAdministrative and Public Law

Assisting a bull owner alone does not disqualify a Jallikattu attendee from spectator coverage.

Sankareshwari vs The Government of Tamil Nadu

Madras High CourtJUDGMENT: September 29, 20262 MIN READSOURCE JUDGMENT
Assisting a bull owner alone does not disqualify a Jallikattu attendee from spectator coverage.. Sankareshwari vs The Government of Tamil Nadu. Madras High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The petitioner’s son, Muthumanikandan, accompanied his friend, the bull’s owner, to assist him and watch a Jallikattu event at Ayyampatti.

Source reference: para. 2

He was attacked by a bull near the Vaadivasal on 12 March 2023, sustained injuries, and died on 14 March 2023.

Source reference: para. 2

An FIR was registered under Section 174 CrPC.

Source reference: para. 3

The petitioner sought compensation under the State-arranged insurance policy covering spectators and audience members.

Source reference: para. 4

The insurer rejected the claim on 10 January 2025, treating the deceased as a participant rather than a spectator.

Source reference: para. 5

The petitioner then sought relief under Article 226 of the Constitution.

Source reference: para. 1
02

Issues

Whether the insurer’s finding that the deceased was a bull tamer/cowboy, and therefore excluded from spectator coverage, was supported by the record

Source reference: paras. 5, 7–11

Whether the petitioner was entitled to compensation under the insurance policy for the deceased’s death

Source reference: paras. 4–5, 11–12
03

Law Applied

Article 226 of the Constitution empowers the High Court to grant appropriate writ relief.

Source reference: no citation

Under Clause 6 of the insurance policy obtained by the State, coverage extended to audience members and spectators attending the Jallikattu event but not to bull tamers or cowboys.

Source reference: para. 11

A claim cannot be rejected on the basis that the deceased fell within an excluded category where that classification is unsupported by the material on record.

Source reference: para. 11
04

Reasoning

The FIR indicated that the deceased had accompanied the bull’s owner to assist him and watch the event, but the record contained no material establishing that he had acted as a bull tamer or cowboy.

Source reference: paras. 3, 11

The Court held that accompanying the owner to assist him did not, by itself, establish participation as a bull tamer.

Source reference: para. 11

The available evidence instead prima facie showed that the deceased was present as a spectator.

Source reference: para. 11

The insurer’s rejection on the contrary basis was therefore unsustainable.

Source reference: para. 11
05

Holding

The Court held that the deceased was not shown to fall within the policy’s excluded category

directed the eighth respondent, Oriental Insurance Company Limited, to pay the petitioner ₹5,00,000 within six weeks of receiving the order.

Source reference: para. 12

If payment was not made within that period, the amount would carry interest at 6% per annum from the date of the claim until payment.

Source reference: para. 12

The writ petition was allowed with no order as to costs.

Source reference: para. 13
06

Acts & Sections Cited

1 provisions across 1 statute referred to in this judgment. Each provision opens on LawLens.

Code of Criminal Procedure, 19731

Madras High Court

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SankareshwarivsThe Government of Tamil Nadu

Madras High Court · September 29, 2026

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