Facts
on 08.07.1998, a 12-year-old boy named Gangaram was killed when a jeep struck his bicycle
Source reference: para. 2-3The claimant filed for compensation, and the 3rd Additional Motor Accident Claims Tribunal (MACT), Bastar, awarded Rs. 3,00,000/- with 9% interest, fastening primary liability on the Appellant insurance company
Source reference: para. 1The Appellant challenged this award, contending that the First Information Report (FIR) (Ex.P-1) initially identified a different vehicle (MP25/5222) than the one eventually charge-sheeted and insured by them (MP-25/B/0905)
Source reference: para. 4The eyewitness (AW-2) explained that the initial vehicle number provided in the FIR was based on hearsay from persons at a toll barrier, whereas the police investigation subsequently identified the correct offending vehicle
Source reference: para. 8Issues
1. Whether the Tribunal was justified in fastening liability upon the insurance company despite the discrepancy regarding the vehicle registration number between the FIR and the charge-sheet?
Source reference: para. 7Law Applied
The Court applied Section 173 of the Motor Vehicles Act, 1988, regarding the maintainability of appeals against awards
Source reference: para. 1It relied on Section 304-A of the Indian Penal Code regarding death by negligence
Source reference: para. 11The Court applied the evidentiary principle established by the Supreme Court in Ranjeet & Anr. v. Abdul Kayam Neb & Anr. (2025), which holds that once a charge-sheet is filed and a driver is held negligent, the charge-sheet itself serves as sufficient evidence of negligence, and the absence of further eyewitness testimony is not fatal to the claim
Source reference: para. 10Reasoning
The Court analyzed the evidentiary value of the police investigation versus the initial FIR. It noted that the FIR was lodged based on speculative information received from third parties at a toll barrier, which the eyewitness (AW-2) clarified during his testimony
Source reference: para. 8Conversely, the police investigation resulted in a seizure memo (Ex.P-4) for vehicle MP-25/B/0905 and a charge-sheet identifying Sanjay Kashyap as the negligent driver
Source reference: para. 9Crucially, the Court observed that the driver had already been convicted under Section 304-A of the IPC by a Judicial Magistrate in 2000, which corroborated the vehicle’s involvement
Source reference: para. 11The Court reasoned that since the insurance company failed to examine the investigating officer or the driver to rebut these findings, or prove any breach of policy conditions, the Tribunal’s reliance on the charge-sheet and criminal conviction was legally sound
Source reference: para. 9, 12Holding
The High Court dismissed the appeal, holding that the Tribunal's findings were based on a correct appreciation of the evidence
The Court affirmed that the involvement of the offending vehicle was sufficiently proved by the charge-sheet and the criminal court's judgment of conviction
Source reference: para. 11-12Consequently, the insurance company remains liable to pay the awarded compensation of Rs. 3,00,000/- plus interest
Source reference: para. 1, 13Original Court PDF
The Oriental Insurance Co. Ltd.vsErraram Baghel (Died and Deleted)
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