01Facts
The applicant Insurance Company challenged an award passed by the Motor Accidents Claims Tribunal, which granted compensation of Rs. 73,572/- to the claimant/respondent.
¶ 1The Tribunal found the vehicle was operated in breach of policy conditions but applied the "pay and recover" principle.
¶ 2The Insurance Company argued that following the 2019 Amendment to the Motor Vehicles Act (specifically the renumbering of Section 149 to Section 150), "pay and recover" is no longer permissible.
¶ 2-3The Company pursued the revision despite the low quantum, asserting the legal issue was of "larger interest".
¶ 402Issues
i.1. Whether a civil revision under Section 115 of the CPC is maintainable against a Claims Tribunal award where the amount in dispute is less than Rs. 1,00,000/-, given the statutory bar on appeals under Section 173(2) of the Motor Vehicles Act?
¶ 5-6ii.2. Whether the Insurance Company is entitled to invoke revisional jurisdiction solely to settle a legal question when the financial value of the award is minimal and the same legal issue is already pending in other higher forums?
¶ 8-1003Law Applied
Section 173(2) of the Motor Vehicles Act, 1988 (as amended in 2019), which bars appeals against awards where the amount in dispute is less than Rs. 1,00,000/-.
¶ 5, 9National Insurance Co. v. Shrikant Vinod Tiwari (2007), which held that while a revision under Section 115 CPC is not barred, it is limited to cases of jurisdictional error, failure of justice, or irreparable injury.
¶ 6-7Nirbhai Singh v. Darshan Singh (2025), emphasizing that parties cannot circumvent statutory appeal bars by invoking supervisory/revisional jurisdictions as a matter of course.
¶ 9Provisions in the judgment · 4 · Linked ones open on LawLens
Code of Civil Procedure, 1908 Section 115
Motor Vehicles Act, 1988 Section 149Section 150Section 173
04Reasoning
The Court reasoned that while the Special Bench in Shrikant Vinod Tiwari allows revisions in exceptional circumstances to ensure a party is not "remediless," this does not grant liberty to file revisions in routine matters or to bypass the legislative intent of Section 173(2).
¶ 7-8The Court noted that the legal question regarding Section 150 (formerly Section 149) is already sub-judice before various High Courts and the Supreme Court; therefore, reaching a conclusion in this specific low-value case was not "obligatory" to prevent a failure of justice.
¶ 8Furthermore, the Court observed that the litigation costs for this revision would likely exceed the awarded amount of Rs. 73,572/-, rendering the pursuit of the revision commercially and legally disproportionate.
¶ 4, 1005Holding
The Court declined to entertain the revision and dismissed it, holding that the Insurance Company failed to demonstrate "irreparable loss" or "failure of justice" sufficient to overcome the statutory threshold for low-value awards.
¶ 10-12The Court dismissed the revision while granting liberty to the petitioner to restore the revision only if the claimant seeks enhancement of the compensation.
¶ 12Original Court PDF
Branch Manager Kotak Genreal Insurance Company Ltd.vsChhotelal
Click to open original judgment
Original judgment, available to read, download and summarize on LawLens.in
