Delhi High Court

Contributory Negligence Cannot Be Imputed to Pedestrians Based on Speculation Without Evidence or Pleadings

V N Bansal vs Sonia Arora & Anr (National Insurance Company)

Delhi High CourtJUDGMENT: May 14, 20262 MIN READSOURCE JUDGMENT
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The appellant/claimant, a 73-year-old man, was injured in a motor accident on February 25, 2013, while walking adjacent to a footpath after alighting from a DTC bus

Source reference: p. 1-2

A Santro car driven by Respondent No. 1 crashed into the appellant and three family members, resulting in two fatalities and two injuries

Source reference: p. 2

The Motor Accident Claims Tribunal (MACT) awarded Rs. 1,20,376/- with 7.5% interest, but deducted 10% toward contributory negligence on the grounds that the claimants should have walked on the pavement rather than the road

Source reference: para. 1, 11

The appellant challenged this finding and sought enhancement of compensation

Source reference: para. 3
02

Issues

1. Whether the findings of 10% contributory negligence against the pedestrians were sustainable in the absence of evidence or specific pleas by the respondents.

Source reference: p. 2 / para. 3-4

2. Whether the compensation awarded under non-pecuniary heads (pain, suffering, and loss of amenities) was adequate given the claimant’s age and prolonged medical treatment.

Source reference: p. 4-5 / para. 9-10
03

Law Applied

The Court relied on the principle that contributory negligence cannot be based on speculation and must be pleaded or supported by evidence, as affirmed in New India Insurance Company v. Tanuj Sehrawat Ors.

Source reference: p. 3 / para. 5

Regarding compensation for non-pecuniary loss, the Court applied the principles from K.S. Muralidhar v. R. Subbulakshmi and Anr., which emphasizes that "pain and suffering" is a subjective, life-altering experience that cannot be measured by a mathematical formula but must reflect the victim's deprivation

Source reference: p. 5-7 / para. 11

It also followed Raj Kumar v. Ajay Kumar, which categorizes compensation for non-pecuniary damages into pain and suffering, loss of amenities, and loss of expectation of life

Source reference: p. 8 / para. 12
04

Reasoning

The Court observed that the Insurance Company never raised the plea of contributory negligence in its written statement, nor was any cross-examination conducted on this point

Source reference: para. 4

Upon examining the site plan and photographs from the Detailed Accident Report (DAR), the Court found that the road was 30 feet wide, providing ample space for vehicles to avoid pedestrians walking near the footpath

Source reference: p. 3-4 / para. 6-7

The Court characterized the MACT's conclusion—that the family was "engaged in talking" and should have used the pavement—as "pure speculation"

Source reference: para. 4, 8

Regarding quantum, the Court noted the claimant’s advanced age (73) and medical records showing a head injury requiring over six months of neurosurgical treatment, concluding that the original award of Rs. 40,000 for pain and suffering was insufficient

Source reference: p. 4-5 / para. 9-10
05

Holding

The High Court set aside the 10% deduction for contributory negligence, holding that the accident occurred solely due to the driver's negligence

The Court enhanced the collective non-pecuniary damages (Pain and Suffering and Loss of Amenities) from Rs. 50,000 to Rs. 1,50,000

Source reference: para. 13-15

The total compensation was revised from Rs. 1,20,376 to Rs. 2,33,751, reflecting an enhancement of Rs. 1,13,375, with 7.5% interest

Source reference: para. 15-16

The Insurance Company was directed to deposit the enhanced amount within four weeks

Source reference: para. 17
Delhi High Court

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V N BansalvsSonia Arora & Anr (National Insurance Company)

Delhi High Court · May 14, 2026

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