Facts
The Appellant insurance company challenged the award dated 28.01.2019 passed by the Ist Additional Motor Accident Claims Tribunal, Mahasamund, which allowed the claim of Respondents No. 1 to 3
Source reference: para 1The Appellant contended that the vehicle was falsely implicated and was not involved in the accident
Source reference: para 2The insurance company’s investigator noted a four-month delay in filing the First Information Report (FIR)
Source reference: para 5the Appellant had failed to take a specific plea of false implication in its written statement
Source reference: para 5Issues
1. Whether the claim for compensation under the Motor Vehicles Act can be rejected solely on the ground of a four-month delay in lodging the FIR?
Source reference: para 52. Whether the insurance company successfully established the plea of false implication of the vehicle in the absence of specific pleadings and evidence?
Source reference: para 5-6Law Applied
Section 173 of the Motor Vehicles Act, 1988 regarding appeals
Source reference: para 1Ravi v. Badrinarayan Others (2011) 4 SCC 693, which held that delay in lodging an FIR is not a ground to doubt a claimant’s case or deny justice, as victims often prioritize medical treatment and regaining mental tranquility over legal formalities
Source reference: para 5The principle applied is that such delays must be examined with scrutiny but should not be treated as fatal if cogent reasons exist and there is no evidence of fabrication
Source reference: para 5Reasoning
The Court observed that the insurance company did not raise a specific plea of false implication in its written statement
Source reference: para 5while the company examined an investigator, his testimony focused solely on the four-month delay in the FIR rather than providing evidence of non-involvement or fabrication
Source reference: para 5Following the Ravi v. Badrinarayan mandate, the Court reasoned that in Indian conditions, a common man cannot be expected to rush to the police immediately after an accident while dealing with family responsibilities and grief
Source reference: para 5Since the Appellant failed to demonstrate that the FIR was "concocted or engineered" to implicate innocent persons, the delay alone was insufficient to vitiate the Tribunal's findings
Source reference: para 5-6Holding
The Court answered the issues in the negative, holding that delay in lodging an FIR is not a ground to set aside an award if the authenticity of the accident is otherwise established
The Court found no merit in the appeal as the insurance company failed to plead or prove false implication. The appeal was dismissed, and the impugned award of the Tribunal was upheld
Source reference: para 6Original Court PDF
ICICI LUMBARD GENERAL INSURANCE COMPANY LIMITED,vsSMT. GOMTI BAI
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