Chhattisgarh High Court

Delay in lodging FIR is not a ground to deny motor accident compensation if the claim is otherwise bona fide.

ICICI LUMBARD GENERAL INSURANCE COMPANY LIMITED, vs SMT. GOMTI BAI

Chhattisgarh High CourtJUDGMENT: May 06, 20262 MIN READSOURCE JUDGMENT
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The Appellant insurance company challenged the award dated 28.01.2019 passed by the Ist Additional Motor Accident Claims Tribunal, Mahasamund, which allowed the claim of Respondents No. 1 to 3

Source reference: para 1

The Appellant contended that the vehicle was falsely implicated and was not involved in the accident

Source reference: para 2

The insurance company’s investigator noted a four-month delay in filing the First Information Report (FIR)

Source reference: para 5

the Appellant had failed to take a specific plea of false implication in its written statement

Source reference: para 5
02

Issues

1. Whether the claim for compensation under the Motor Vehicles Act can be rejected solely on the ground of a four-month delay in lodging the FIR?

Source reference: para 5

2. Whether the insurance company successfully established the plea of false implication of the vehicle in the absence of specific pleadings and evidence?

Source reference: para 5-6
03

Law Applied

Section 173 of the Motor Vehicles Act, 1988 regarding appeals

Source reference: para 1

Ravi v. Badrinarayan Others (2011) 4 SCC 693, which held that delay in lodging an FIR is not a ground to doubt a claimant’s case or deny justice, as victims often prioritize medical treatment and regaining mental tranquility over legal formalities

Source reference: para 5

The principle applied is that such delays must be examined with scrutiny but should not be treated as fatal if cogent reasons exist and there is no evidence of fabrication

Source reference: para 5
04

Reasoning

The Court observed that the insurance company did not raise a specific plea of false implication in its written statement

Source reference: para 5

while the company examined an investigator, his testimony focused solely on the four-month delay in the FIR rather than providing evidence of non-involvement or fabrication

Source reference: para 5

Following the Ravi v. Badrinarayan mandate, the Court reasoned that in Indian conditions, a common man cannot be expected to rush to the police immediately after an accident while dealing with family responsibilities and grief

Source reference: para 5

Since the Appellant failed to demonstrate that the FIR was "concocted or engineered" to implicate innocent persons, the delay alone was insufficient to vitiate the Tribunal's findings

Source reference: para 5-6
05

Holding

The Court answered the issues in the negative, holding that delay in lodging an FIR is not a ground to set aside an award if the authenticity of the accident is otherwise established

The Court found no merit in the appeal as the insurance company failed to plead or prove false implication. The appeal was dismissed, and the impugned award of the Tribunal was upheld

Source reference: para 6
Chhattisgarh High Court

Original Court PDF

ICICI LUMBARD GENERAL INSURANCE COMPANY LIMITED,vsSMT. GOMTI BAI

Chhattisgarh High Court · May 06, 2026

Click to open original judgment

Original judgment, available to read, download and summarize on LawLens.in

Click to open original judgment