Tripura High Court

License Category Cannot Bar Compensation; Proof of Deceased’s Driving License is Essential for Adjudicating Claims.

The Divisional Manager The National Insurance Co. Ltd. vs Smt. Sumitra Debbarma and 5 Ors.

Tripura High CourtJUDGMENT: March 23, 20262 MIN READSOURCE JUDGMENT
THE ORIGINAL LAWLENS SUMMARY
01

Facts

On April 24, 2021, the deceased, Tinamoy Debbarma, was riding a motorcycle when a truck (Reg. No. AS-11-BC-3071) struck him from behind in a rash and negligent manner

Source reference: p. 2

The deceased succumbed to his injuries during treatment at AGMC and GBP Hospital, Agartala

Source reference: p. 2

The Motor Accident Claims Tribunal (MACT), West Tripura, Agartala, subsequently awarded the claimant-respondents a compensation of ₹20,44,000/- with 8% interest per annum from the date of filing

Source reference: p. 3

The appellant-insurer challenged the award, primarily arguing that the deceased lacked a valid driving license and motorcycle documents, and that the offending truck driver lacked a valid commercial license

Source reference: p. 3
02

Issues

1. Whether the claimants are entitled to compensation despite the failure to produce or exhibit the deceased’s driving license and vehicular documents before the Tribunal

Source reference: p. 3, 4

2. Whether the Insurance Company can deny liability on the grounds that the driver of the offending vehicle possessed a license for a different category of vehicle (non-transport vs. transport)

Source reference: p. 5
03

Law Applied

The court treated the Motor Vehicles Act as beneficial legislation intended to protect the legitimate rights of claimants

Source reference: p. 4-5

Regarding licensing, the court relied on the settled principle established by a catena of Hon’ble Supreme Court decisions that the specific category of a license (e.g., transport vs. commercial) cannot be used as a ground by an insurer to deny compensation

Source reference: p. 5
04

Reasoning

The court rejected the appellant's argument regarding the truck driver’s license category, holding that such a defense is not open to the Insurance Company under established legal precedents

Source reference: p. 5

The court found a procedural lapse regarding the deceased's credentials. It noted that the driving license and vehicular documents of the deceased were neither seized nor exhibited in the lower court, a fact admitted by PW-1 during cross-examination

Source reference: p. 4

The Tribunal had failed to provide any findings on this issue

Source reference: p. 4

Given the beneficial nature of the Motor Vehicles Act, the court determined that rather than dismissing the claim, the matter required a remand to allow for the proper production and examination of these specific documents to ensure a just adjudication

Source reference: p. 5
05

Holding

The High Court set aside the impugned judgment and award dated June 21, 2025

The matter was remanded to the Motor Accident Claims Tribunal for reconsideration and proper appreciation specifically regarding the deceased's driving license and vehicular papers

Source reference: p. 5

The court directed that both parties be at liberty to adduce further oral and documentary evidence

Source reference: p. 5

The appeal was disposed of with a direction to send down the Lower Court Records (LCRs) immediately

Source reference: p. 5
Tripura High Court

Original Court PDF

The Divisional Manager The National Insurance Co. Ltd.vsSmt. Sumitra Debbarma and 5 Ors.

Tripura High Court · March 23, 2026

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