Facts
On August 20, 2024, the claimant (Respondent No. 1) was riding a motorcycle when the driver of a Swift car (the offending vehicle) suddenly opened the driver-side door without checking for traffic or providing a warning
Source reference: p. 1, para. 2The claimant collided with the door, sustaining a head injury and fractures to both lower limbs, resulting in traumatic paraplegia and 90% permanent physical impairment
Source reference: p. 2-4, para. 2, 10The Motor Accidents Claims Tribunal (MACT) concluded the accident occurred due to the driver's negligence and awarded compensation
Source reference: p. 2, para. 4The appellant-insurer challenged the award, alleging contributory negligence by the claimant for driving too close and disputing the quantum of compensation regarding attendant charges and the 90% functional disability assessment
Source reference: p. 3-4, para. 5, 8Issues
1. Whether the claimant was guilty of contributory negligence under Regulation 23 of the Rules of the Road Regulations, 1989, for failing to maintain sufficient distance from the vehicle in front
Source reference: p. 3, para. 5, 72. Whether the MACT’s assessment of 90% functional disability and the award of Rs. 3,50,000 for lifetime attendant charges were exaggerated
Source reference: p. 3-4, para. 8-9Law Applied
The court considered Regulation 23 of the Rules of the Road Regulations, 1989, which requires drivers to maintain sufficient distance to avoid collisions if a lead vehicle slows or stops
Source reference: p. 3, para. 7For the assessment of compensation, the court relied on the principles established in Raj Kumar v. Ajay Kumar (2011) 1 SCC 343, which mandate that the Tribunal must assess the "functional disability" (impact on earning capacity) rather than just the medical percentage of physical impairment
Source reference: p. 5, para. 12This involves a three-step process: ascertaining activities the claimant can no longer perform, identifying their pre-accident profession, and determining the extent of loss of livelihood
Source reference: p. 6, para. 13Reasoning
The court dismissed the plea of contributory negligence, holding that opening a car door into the path of oncoming traffic without warning is an act of "sheer negligence"
Source reference: p. 3, para. 7It noted that Regulation 23 does not absolve a driver from liability when their sudden, negligent action (opening a door) causes a collision
Source reference: p. 3, para. 7The court validated the MACT's reliance on PW-1’s testimony, FIR No. 600/2024, and mechanical inspection reports showing damage to the car's front right door
Source reference: p. 2-3, para. 6Regarding quantum, the court found the 90% functional disability assessment appropriate because the claimant suffered from traumatic paraplegia (paralysis of both lower limbs), which rendered him dependent on others and effectively ended his prospects as a tutor
Source reference: p. 4, para. 10-11Following Raj Kumar, the court determined that for a 21-year-old with total lower-limb loss, the physical disability coincided with the loss of earning capacity
Source reference: p. 5-7, para. 12-14Holding
The High Court dismissed the appeal and confirmed the MACT’s award
It held that the driver of the offending vehicle was solely negligent
Source reference: p. 3, para. 7The court affirmed the lump sum award of Rs. 3,50,000 for lifetime attendant charges and the 90% functional disability assessment
Source reference: p. 4, 7, para. 9, 14It directed the release of the compensation amount with interest to the claimant and the refund of the statutory deposit to the appellant
Source reference: p. 7-8, para. 17-18Original Court PDF
Indusind General Insurance Company Limited (Formerly Reliance General Insurance Co Ltd)vsRoshan Kumar Sahu & Ors.
Click to open original judgment
Original judgment, available to read, download and summarize on LawLens.in