Gujarat High CourtTransport, Maritime, and Aviation LawInsurance Law

A person assisting beside a stationary goods vehicle is a third party, not a gratuitous passenger.

NATIONAL INSURANCE COMPANY LIMITEDv.AJMERI INDRESHKUMAR JAMALBHAI

A person assisting beside a stationary goods vehicle is a third party, not a gratuitous passenger.. NATIONAL INSURANCE COMPANY LIMITED vs AJMERI INDRESHKUMAR JAMALBHAI. Gujarat High Court. LawLens
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In brief

The question

1. Whether the deceased should be treated as a gratuitous passenger in the pickup van, such that its insurer could be exonerated.

The court held

The High Court dismissed the appeal and affirmed the Tribunal’s judgment and award, rejecting the insurer’s plea for exoneration on the ground that the deceased was a gratuitous passenger.

It also directed

It directed the Tribunal to disburse the amount held in deposit, with accrued interest, to the claimants after verification and in accordance with the applicable procedure, with court fees to be deducted if unpaid.

The record and proceedings were ordered to be returned to the Tribunal.

01Facts

On 29 September 2005, a pickup van travelling from Charadva to Morbi stopped after a rear-wheel puncture.

pp. 1–2 · ¶ 2.1

The deceased, who had been travelling in the van, was outside it assisting the driver when an Eicher truck approaching from behind struck the stationary van, causing fatal injuries to him.

pp. 1–2 · ¶ 2.1

The Motor Accident Claims Tribunal, Morbi, awarded the claimants ₹12,04,000 with interest at 9% per annum and held the opponents jointly and severally liable.

p. 1 · ¶ 1

The National Insurance Company appealed, contending, among other things, that the deceased was an unauthorised or gratuitous passenger in a goods vehicle and that the pickup van’s insurer should be exonerated.

p. 3 · ¶ 4

02Issues

i.1. Whether the deceased should be treated as a gratuitous passenger in the pickup van, such that its insurer could be exonerated.

p. 3, 6 · ¶ 4, 7

ii.2. Whether the evidence supported the Tribunal’s finding of composite negligence and the claimants’ right to recover the award jointly and severally from the parties liable for both vehicles.

pp. 4–7 · ¶ 6–8

03Law Applied

The claim was brought under Section 166 of the Motor Vehicles Act, 1988.

p. 1 · ¶ 1

The Court applied the distinction between composite negligence and contributory negligence discussed in T.O. Anthony and reiterated in Pawan Kumar v. M/s Harkishan Dass Mohan Lal and Khenyei v. New India Assurance Co. Ltd.: in composite negligence, where injury results from the negligence of two or more wrongdoers, each is jointly and severally liable for the entire compensation, and the claimant may recover the whole amount from any one or more of them; contributory negligence, by contrast, involves negligence by the injured person that contributes to the accident.

pp. 4–6 · ¶ 6–9

Provisions in the judgment · 1 · Linked ones open on LawLens

Motor Vehicles Act, 1988 Section 166

04Reasoning

The evidence, including the claimant’s testimony, FIR and related records, supported the finding that the van was stationary on the roadside and that the deceased was outside it assisting with the puncture when the truck struck the van.

pp. 4, 6–7 · ¶ 6–8

The Court therefore treated the deceased’s status at the time of impact as that of a roadside bystander or third party, rejecting the insurer’s contention that he remained a gratuitous passenger in the goods vehicle.

p. 6 · ¶ 7

The truck’s collision with the stationary van supported the finding of composite negligence; accordingly, the claimants could recover the awarded compensation jointly and severally from the liable parties associated with both vehicles.

p. 7 · ¶ 8

05Holding

The High Court dismissed the appeal and affirmed the Tribunal’s judgment and award, rejecting the insurer’s plea for exoneration on the ground that the deceased was a gratuitous passenger.

p. 7 · ¶ 9

It directed the Tribunal to disburse the amount held in deposit, with accrued interest, to the claimants after verification and in accordance with the applicable procedure, with court fees to be deducted if unpaid.

pp. 7–8 · ¶ 10–10.1

The record and proceedings were ordered to be returned to the Tribunal.

p. 8 · ¶ 11
Gujarat High Court

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NATIONAL INSURANCE COMPANY LIMITEDvsAJMERI INDRESHKUMAR JAMALBHAI

Gujarat High Court · October 15, 2026

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