Karnataka High CourtProperty and Real Estate LawAdministrative and Public Law

A registered mortgage remains subsisting until its redemption is proved.

SRI LOKESH Sv.STATE OF KARNATAKA

A registered mortgage remains subsisting until its redemption is proved.. SRI LOKESH S vs STATE OF KARNATAKA. Karnataka High Court. LawLens
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In brief

The question

1. Whether the Deputy Commissioner’s order transferring the mutation entries to the private respondents was liable to be set aside where the record did not establish redemption of the 1952 mortgage.

The court held

The High Court allowed the writ petition and set aside the Deputy Commissioner’s order dated 6 May 2026.

It also directed

It directed the Tahasildar to enter the petitioners’ names in the revenue records for the subject land within two months of receiving the certified copy, subject to any modification made after the challenged order.

01Facts

The petitioners challenged the Deputy Commissioner’s order dated 6 May 2026 in Revision Petition No. 44/2025, which transferred mutation entries in favour of the private respondents.

p. 5

The petitioners relied on a registered mortgage deed dated 13 March 1952, asserting that it had not been redeemed.

p. 5

The private respondents contended that the mortgage had been redeemed and relied on a later mortgage and sale deed; however, they had not produced a deed of redemption.

pp. 5–7

The private respondents had also filed O.S. No. 1251/2025, which was pending before the Civil Court.

p. 7

02Issues

i.1. Whether the Deputy Commissioner’s order transferring the mutation entries to the private respondents was liable to be set aside where the record did not establish redemption of the 1952 mortgage.

pp. 6–8

ii.2. Whether the parties’ competing claims to the subject property should be determined in the pending civil suit rather than through the revenue proceedings.

p. 7

03Law Applied

The Court applied the principle under the Transfer of Property Act, 1882, that a registered mortgage continues until it is redeemed.

p. 7

It also proceeded on the basis that the private respondents’ substantive rights in the property were to be established before the Civil Court in the pending suit.

p. 7

04Reasoning

The Court noted that although the private respondents asserted that the 1952 mortgage had been redeemed, they had produced no deed of redemption, and the revenue authorities’ findings did not establish when redemption had occurred.

pp. 6–7

Applying the rule that a mortgage subsists until redemption, the Court concluded that the Deputy Commissioner had erred in disturbing the petitioners’ position in the revenue records.

p. 7

Because the private respondents’ rights remained to be determined in the pending civil suit, the Court considered that the Deputy Commissioner’s order should be set aside.

p. 7

05Holding

The High Court allowed the writ petition and set aside the Deputy Commissioner’s order dated 6 May 2026.

p. 8

It directed the Tahasildar to enter the petitioners’ names in the revenue records for the subject land within two months of receiving the certified copy, subject to any modification made after the challenged order.

p. 8
Karnataka High Court

Original Court PDF

SRI LOKESH SvsSTATE OF KARNATAKA

Karnataka High Court · October 15, 2026

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