Gujarat High Court
Transport, Maritime, and Aviation LawCivil Law

A vehicle left unlit in the road was solely negligent for the resulting nighttime collision.

CHOLAMANDALAM MS GENERAL INSURANCE COMPANY LIMITED vs RAJENDRASINH CHANDRASINH RAULJI

Gujarat High CourtJUDGMENT: September 22, 20262 MIN READSOURCE JUDGMENT
A vehicle left unlit in the road was solely negligent for the resulting nighttime collision.. CHOLAMANDALAM MS GENERAL INSURANCE COMPANY LIMITED vs RAJENDRASINH CHANDRASINH RAULJI. Gujarat High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The claimants sought compensation following the death of a pillion rider when the motorcycle on which he was travelling collided at night with a tractor parked on the road.

Source reference: paras. 2–7, pp. 1–3

The Tribunal found the tractor driver and owner fully negligent and awarded ₹18,43,220 with 9% annual interest.

Source reference: paras. 2–7, pp. 1–3

The insurer appealed, contending that the motorcycle driver was also contributorily negligent and that the delayed FIR cast doubt on the accident.

Source reference: paras. 2–7, pp. 1–3

The High Court considered the tractor’s position and lack of reflectors or lights, as well as the FIR’s delay and circumstances.

Source reference: paras. 9–12, pp. 4–9
02

Issues

Whether the delayed filing of the FIR justified doubting the occurrence of the accident or the involvement of the tractor.

Source reference: para. 9, p. 4

Whether the motorcycle driver was contributorily negligent, or whether the tractor driver’s conduct amounted to the sole negligence causing the accident.

Source reference: paras. 7, 10–12, pp. 3–9
03

Law Applied

Under Section 166 of the Motor Vehicles Act, 1988, a claim is decided on the touchstone of preponderance of probabilities; strict proof beyond reasonable doubt of the precise manner of the accident is not required (Mathew Alexander v. Mohammed Shafi, as quoted at para. 10, pp. 4–5).

Source reference: para. 10, pp. 4–5

Section 122 prohibits leaving a vehicle in a position or condition likely to cause danger or obstruction; Section 126 and Rule 15 of the Road Regulations, 1989 require precautions when a vehicle is left stationary or parked in a public place; and Rules 104 and 105 of the Central Motor Vehicles Rules, 1989 address reflectors and lamps.

Source reference: paras. 10–11, pp. 5–8

Contributory negligence requires an act or omission that materially contributed to the accident or damage (K. Anusha v. Regional Manager, Shriram General Insurance Co. Ltd., quoted at para. 11, pp. 7–8).

Source reference: para. 11, pp. 7–8

A delayed FIR, by itself, is not a ground to reject a motor-accident claim (New India Assurance Co. Ltd. v. Velu, para. 9, p. 4).

Source reference: para. 9, p. 4
04

Reasoning

The Court rejected the challenge based on the FIR delay, noting that the FIR recorded the motorcycle driver as both complainant and accused, and that delay alone did not disprove the accident.

Source reference: para. 9, p. 4

On negligence, the tractor had been left on the road at night without visible rear reflectors, parking lights, signals, or other warning; its driver did not testify to explain the circumstances or precautions taken.

Source reference: paras. 10–12, pp. 4–9

Applying the statutory safety requirements and the cited authorities, the Court held that the tractor’s dangerous placement caused the accident and that the record did not establish contributory negligence by the motorcycle driver.

Source reference: paras. 11–12, pp. 6–9
05

Holding

The High Court dismissed the insurer’s appeal and confirmed the Tribunal’s award of ₹18,43,220 with 9% annual interest.

It directed the Tribunal to disburse the awarded amount, including any amount held in fixed deposit, with accrued interest to the claimants after verification and deduction of any unpaid court fees.

Source reference: paras. 14–16, p. 10
06

Acts & Sections Cited

6 provisions across 1 statute referred to in this judgment. Each provision opens on LawLens.

Gujarat High Court

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CHOLAMANDALAM MS GENERAL INSURANCE COMPANY LIMITEDvsRAJENDRASINH CHANDRASINH RAULJI

Gujarat High Court · September 22, 2026

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