Chhattisgarh High Court

Absence of evidence proving fault precludes reduction of motor accident compensation on grounds of contributory negligence.

DIVISIONAL MANAGER, UNITED INDIA INSURANCE COMPANY LIMITED vs SMT. NAYANTARA BHAGAT

Chhattisgarh High CourtJUDGMENT: April 07, 20261 MIN READSOURCE JUDGMENT
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The appellant insurance company filed an appeal under Section 173 of the Motor Vehicles Act, 1988, challenging the award dated 23.11.2019 passed by the Sixth Additional Motor Accident Claims Tribunal, Ambikapur

Source reference: p. 3, para 1

The Tribunal had allowed the claim petition (Case No. 52/2019) filed by the legal heirs of the deceased, Pravin Kumar Bhagat, and fastened the liability for compensation solely upon the insurance company

Source reference: p. 3, para 1

The insurance company contended that the accident was a "head-on collision" and therefore the deceased was contributorily negligent

Source reference: p. 3, para 2
02

Issues

1. Whether the deceased driver was contributorily negligent in the accident, necessitating a 50% reduction in the compensation amount?

Source reference: p. 3, para 2; p. 4, para 5
03

Law Applied

The Court primarily applied Section 173 of the Motor Vehicles Act, 1988, governing appeals against awards of Claims Tribunals

Source reference: p. 3, para 1

the burden of proving contributory negligence rests on the party alleging it.

Source reference: p. 4, para 5

The court emphasized that mere pleadings of "head-on collision" are insufficient to establish negligence without substantive evidence or eyewitness testimony

Source reference: p. 4, para 5
04

Reasoning

The Court examined the records and noted that while the appellant had raised an alternative plea of contributory negligence in its written statement (para 28(e)), it failed to substantiate this claim with evidence

Source reference: p. 4, para 5

The insurance company did not examine any eyewitnesses; its only witness was an Investigator, Anup Mehta, who was not present at the time of the accident and thus could not prove the factum of negligence

Source reference: p. 4, para 5

The Court observed that in the absence of cogent evidence demonstrating that the deceased was at fault, the mere occurrence of a collision does not automatically attract the doctrine of contributory negligence

Source reference: p. 4, para 5
05

Holding

The Court held that there was no evidence on record to support the appellant's claim of contributory negligence against the deceased

Consequently, the Court found no merit in the appeal and dismissed it, thereby upholding the impugned award passed by the Claims Tribunal

Source reference: p. 4, para 5
Chhattisgarh High Court

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DIVISIONAL MANAGER, UNITED INDIA INSURANCE COMPANY LIMITEDvsSMT. NAYANTARA BHAGAT

Chhattisgarh High Court · April 07, 2026

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