Madras High Court
Transport, Maritime, and Aviation LawCivil Law

An insurer’s driver testimony alone cannot rebut an eyewitness-supported negligence finding.

New India Assurance Company Limited vs Jitu Kumari

Madras High CourtJUDGMENT: October 05, 20262 MIN READSOURCE JUDGMENT
An insurer’s driver testimony alone cannot rebut an eyewitness-supported negligence finding.. New India Assurance Company Limited vs Jitu Kumari. Madras High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The deceased, Kailash Kumar, died when his car collided with a tanker lorry insured by the appellant.

Source reference: pp. 2–4, 7–8

The claimants alleged that the tanker’s driver turned right without indicating, causing the collision.

Source reference: pp. 2–4, 7–8

The Tribunal awarded the claimants ₹78,15,000 with interest at 7.5% per annum.

Source reference: pp. 2–4, 7–8

The insurer appealed, challenging the finding of negligence and the quantum of compensation, including the deceased’s assessed monthly income of ₹50,000, stated to include future prospects.

Source reference: pp. 2–4, 7–8
02

Issues

1. Whether the Tribunal was justified in finding the tanker-lorry driver negligent, rather than the deceased, in causing the accident

Source reference: pp. 3–5, 7

2. Whether the Tribunal’s assessment of the deceased’s monthly income and the resulting compensation was just and reasonable

Source reference: pp. 4, 7–8
03

Law Applied

The appeal was brought under Section 173 of the Motor Vehicles Act, 1988, which provides for an appeal against a Motor Accidents Claims Tribunal award.

Source reference: p. 2

The Court assessed negligence by reference to the evidence before the Tribunal, including the eyewitness account and the absence of independent evidence supporting the insurer’s allegation against the deceased.

Source reference: p. 7

It accepted the Tribunal’s income assessment based on the deceased’s income-tax return and found the resulting award just and reasonable.

Source reference: p. 8

The insurer cited Oriental Insurance Co. Ltd. v. TATA AIG General Insurance Co. Ltd. & Ors., 2026 (2) TN MAC 386 (SC), and IFFCO Tokio General Insurance Co. Ltd. v. M.B. Kavya (Minor) & Ors., 2025 (2) TN MAC 633 (DB); the Court held those decisions inapplicable to the facts of this case.

Source reference: pp. 4, 8
04

Reasoning

The Court accepted the claimants’ account of the collision, supported by the FIR and the testimony of P.W.2, who was an occupant of the car.

Source reference: p. 7

The insurer relied principally on the testimony of R.W.1, the tanker driver, but produced no independent eyewitness evidence to support its contention that the deceased caused the accident.

Source reference: p. 7

The Court therefore declined to disturb the Tribunal’s negligence finding.

Source reference: p. 7

On quantum, it found that the Tribunal had based its monthly-income assessment on Ex.P.14, the deceased’s income-tax return, and saw no basis to interfere with the compensation awarded.

Source reference: p. 8
05

Holding

The Court dismissed the appeal and confirmed the Tribunal’s award of ₹78,15,000 with interest at 7.5% per annum, subject to the Tribunal’s stated exclusion of any period during which the claim petition was dismissed for default.

It made no order as to costs and closed the connected miscellaneous petition.

Source reference: p. 8
06

Acts & Sections Cited

1 provisions across 1 statute referred to in this judgment. Each provision opens on LawLens.

Motor Vehicles Act, 19881

Madras High Court

Original Court PDF

New India Assurance Company LimitedvsJitu Kumari

Madras High Court · October 05, 2026

Click to open original judgment

Original judgment, available to read, download and summarize on LawLens.in

Click to open original judgment