Gujarat High Court

Breach of Contract and Civil Loan Recovery Disputes Do Not Constitute Criminal Breach of Trust

BIPINBHAI KHANABHAI JADHAV vs STATE OF GUJARAT

Gujarat High CourtJUDGMENT: April 29, 20262 MIN READSOURCE JUDGMENT
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The applicant served as the Secretary of Shiv-Shakti Plastic Utpadak Audyogik Sahakari Mandali Ltd.

Source reference: no citation

The Society obtained a loan of ₹3,20,000/- from Kheda District Central Co-operative Bank Ltd., hypothecating machinery as security

Source reference: p. 2

Allegations were made that the Society shifted the machinery without the Bank's consent and failed to repay the loan

Source reference: p. 3

While the Society eventually repaid the loan during the pendency of a second complaint, the applicant was convicted under Section 406 of the IPC by the JMFC, Mahemdavad (Case No. 255/1999), and sentenced to one month simple imprisonment and a fine of ₹2,000/-

Source reference: p. 1-2

The Additional Sessions Judge, Kheda, confirmed this conviction on 10.07.2009

Source reference: p. 1

The applicant moved the High Court in revision, contending he acted only in an official capacity and no criminal intent existed

Source reference: p. 3
02

Issues

1. Whether the applicant, acting as a Secretary of a registered Co-operative Society, can be held personally liable for Criminal Breach of Trust for actions taken on behalf of the Society

Source reference: p. 4 / para. 7

2. Whether a default in loan repayment and shifting of hypothecated property constitutes a criminal offense under Section 406 IPC or is a dispute of a civil nature

Source reference: p. 4 / para. 8
03

Law Applied

The Court primarily applied Section 406 of the Indian Penal Code (IPC) regarding punishment for criminal breach of trust

Source reference: p. 1

Section 37 of the Gujarat Co-operative Societies Act, which establishes a Society as a separate legal entity, and Section 76 regarding the limited liability of officers

Source reference: p. 4

Lalit Chaturvedi v. State of Uttar Pradesh (2024 SCC OnLine SC 171) and Rikhab Birani v. State of Uttar Pradesh (2025 INSC 512), which discourage the use of criminal prosecution to settle civil disputes or pressure recovery in cases lacking mens rea

Source reference: p. 5
04

Reasoning

The Court reasoned that the loan transaction was between the Bank and the Society, a distinct legal entity; the applicant did not avail the loan in his personal capacity nor did he use the funds for personal benefit

Source reference: p. 4

For a conviction under Section 406 IPC, the prosecution must prove "dishonest intention" or mens rea at the inception of the transaction, which was absent here as the dispute stemmed from a failure to adhere to loan terms—essentially a breach of contract

Source reference: p. 4

The Court observed that the complaint appeared to be an attempt to recover dues beyond the limitation period by giving a civil dispute a "color of criminality"

Source reference: p. 4

Consequently, the Court found that shifting hypothecated machinery and failing to repay did not meet the threshold of criminal misappropriation when the Society's management was vested in a Committee and the applicant acted only as an administrative officer

Source reference: p. 4
05

Holding

The High Court allowed the revision application, answering that the dispute was civil in nature and lacked the requisite criminal intent for a conviction under Section 406 IPC

The Court quashed and set aside the judgment of the JMFC dated 08.10.2001 and the appellate order dated 10.07.2009. The applicant was acquitted of all charges and his bail bonds were discharged

Source reference: p. 5
Gujarat High Court

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BIPINBHAI KHANABHAI JADHAVvsSTATE OF GUJARAT

Gujarat High Court · April 29, 2026

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