Karnataka High Court
Civil Procedure and EvidenceInsurance Law

Civil courts retain discretion to accept delayed written statements in exceptional circumstances.

CHOLA MS GIC LTD vs MIRA

Karnataka High CourtJUDGMENT: September 30, 20262 MIN READSOURCE JUDGMENT
Civil courts retain discretion to accept delayed written statements in exceptional circumstances.. CHOLA MS GIC LTD vs MIRA. Karnataka High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The claimants filed a petition under Section 166 of the Motor Vehicles Act, 1988, seeking compensation for the death of their son in a road accident.

Source reference: p. 2–4

The insurer did not file its written statement within time, and the Tribunal treated it as not filed.

Source reference: p. 2–4

The insurer then sought permission to file it, explaining that the matter had been under investigation to collect documents and that the written statement had reached its counsel after the limitation period.

Source reference: p. 2–4

The claimants did not oppose the application, subject to costs of Rs. 5,000.

Source reference: p. 5

The Tribunal rejected it, relying on the Karnataka amendment to Order VIII Rule 1 of the Code of Civil Procedure, 1908 (“CPC”).

Source reference: p. 2–4

The insurer challenged that order under Article 227 of the Constitution.

Source reference: p. 2–4
02

Issues

1. Whether the Tribunal erred in refusing to take the insurer’s written statement on record under the amended Order VIII Rule 1 CPC

Source reference: p. 4–5, 8

2. Whether the insurer’s explanation for the delay justified granting permission to file the written statement

Source reference: p. 5–6, 8
03

Law Applied

Section 166 of the Motor Vehicles Act, 1988, provides the basis for a claim for compensation arising from a motor accident.

Source reference: p. 3

The Karnataka Amendment Act, 2024 amended Order VIII Rule 1 and Rule 10 CPC to restrict the filing of written statements beyond the prescribed period.

Source reference: p. 6–8

In Basavaraj S. v. State of Karnataka, W.P. No. 8032 of 2026 connected with W.P. No. 9372 of 2026, decided 28 July 2026, a Co-ordinate Bench read down the amended provisions: the restrictions do not wholly exclude judicial discretion in exceptional cases, and that discretion must be exercised in accordance with the stated principles and upon recording reasons demonstrating exceptional and compelling circumstances.

Source reference: p. 6–8
04

Reasoning

The Court accepted the insurer’s explanation that the written statement was delayed because the insurer was collecting documents and sent it to counsel only after the prescribed period.

Source reference: p. 5–8

It held that the insurer had shown sufficient cause and applied the read-down interpretation in Basavaraj S. to conclude that the Tribunal had erred in treating the amended rule as preventing acceptance of the written statement.

Source reference: p. 5–8

The Court did not impose the Rs. 5,000 cost sought by the claimants in its final order.

Source reference: p. 9
05

Holding

The Court allowed the writ petition, set aside the Tribunal’s order dated 4 February 2026, allowed I.A. No. 1, and directed that the insurer’s written statement be taken on record.
06

Acts & Sections Cited

7 provisions across 2 statutes referred to in this judgment. Each provision opens on LawLens.

Motor Vehicles Act, 19881

Karnataka High Court

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CHOLA MS GIC LTDvsMIRA

Karnataka High Court · September 30, 2026

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