Karnataka High Court
Transport, Maritime, and Aviation LawCivil Law

Continued employment does not bar disability compensation for lasting non-work and post-retirement limitations.

THE ORIENTAL INSURANCE CO. LTD., vs SRI. D.S. MAHENDRA

Karnataka High CourtJUDGMENT: October 08, 20262 MIN READSOURCE JUDGMENT
Continued employment does not bar disability compensation for lasting non-work and post-retirement limitations.. THE ORIENTAL INSURANCE CO. LTD., vs SRI. D.S. MAHENDRA. Karnataka High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The claimant, a 57-year-old KSRTC security guard, sustained a trimalleolar fracture of the left ankle when the insured TATA Sumo collided with his scooter on 4 June 2014. He sought compensation under Section 166 of the Motor Vehicles Act, 1988.

Source reference: p. 3–4

The Tribunal awarded compensation under several heads, including medical expenses, loss of income during recuperation, disability, and amenities. The insurer appealed, contending that the award was excessive because the claimant continued working and had sustained only one fracture.

Source reference: p. 3–4

The claimant maintained that his permanent disability affected his activities outside work and would continue to do so after retirement.

Source reference: p. 4–5
02

Issues

Whether the Tribunal’s assessment of compensation called for reduction.

Source reference: p. 5–6, para. 11

Whether separate compensation for loss of amenities was justified where compensation for disability had also been awarded.

Source reference: p. 7, para. 12
03

Law Applied

Under Section 166 of the Motor Vehicles Act, an injured claimant may recover compensation for established accident-related loss and injury.

Source reference: no citation

It recognized that continued employment does not necessarily preclude compensation for disability, since the disability may affect activities outside employment and after retirement.

Source reference: p. 6–7, para. 12

The respondent relied on Mohd. Sabeer @ Shabir Hussain v. Regional Manager, UPSRTC, AIR 2023 SC 186, in support of disability compensation; the judgment records that submission but does not separately discuss the precedent.

Source reference: p. 5, para. 9
04

Reasoning

The High Court found no basis to reduce the awards for pain and suffering, medical expenses, incidental expenses, or loss of income during the claimant’s treatment and recuperation: the fracture was structural, the medical award was supported by original bills, and the leave records supported the claim for lost leave.

Source reference: p. 6, para. 12

It also retained the future medical-expense award because the ankle plate would require removal, and upheld the disability award notwithstanding the claimant’s continued employment, given the disability’s effects beyond work and after retirement.

Source reference: p. 7, para. 12

However, it held that a separate award for loss of amenities was not justified in addition to the disability compensation and set aside that amount.

Source reference: p. 7, para. 12
05

Holding

The appeal was allowed in part, and the Tribunal’s award was modified by setting aside Rs. 25,000 awarded for loss of amenities.

The operative order states that compensation was reduced from Rs. 4,06,600 to Rs. 3,81,000, with interest at 9% per annum from the date of the claim petition until deposit; it also directs transmission of the amount in deposit and deposit of any balance within six weeks, followed by release to the claimant.

Source reference: p. 8, para. 13

The judgment’s earlier description gives the original award as Rs. 4,06,000, so the original figure is internally inconsistent.

Source reference: p. 2, 8
06

Acts & Sections Cited

2 provisions across 1 statute referred to in this judgment. Each provision opens on LawLens.

Motor Vehicles Act, 19882

Karnataka High Court

Original Court PDF

THE ORIENTAL INSURANCE CO. LTD.,vsSRI. D.S. MAHENDRA

Karnataka High Court · October 08, 2026

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Original judgment, available to read, download and summarize on LawLens.in

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