Delhi High Court

Contributory Negligence Cannot Be Imputed to Pedestrians Struck Near Footpaths on Sufficiently Wide Roads

Sanjay Bansal & Ors vs Sonia Arora & Anr (National Insurance Co)

Delhi High CourtJUDGMENT: May 18, 20263 MIN READSOURCE JUDGMENT
THE ORIGINAL LAWLENS SUMMARY
01

Facts

On February 25, 2013, four family members (V.N. Bansal, Dropti Bansal, Meena Bansal, and Poonam Bansal) alighted from a DTC bus at Dwarka and were walking near the footpath toward a zebra crossing.

Source reference: para. 2

A Santro car driven by Respondent No. 1 crashed into them, resulting in the deaths of Dropti and Meena Bansal, and injuries to V.N. and Poonam Bansal.

Source reference: para. 2

The Motor Accident Claims Tribunal (MACT) awarded compensation on October 27, 2014, but applied a 10% deduction for contributory negligence and, in Dropti’s case, a 50% deduction for her status as a homemaker.

Source reference: paras. 1, 3, 21
02

Issues

1. Whether the claimants were liable for 10% contributory negligence based on the site of the accident.

Source reference: para. 4

2. Whether the notional income of the deceased Meena Bansal, a B.Ed. graduate, should include earnings from private tuitions despite limited documentary evidence.

Source reference: paras. 5, 9

3. Whether a 50% deduction in dependency is permissible solely because the deceased (Dropti Bansal) was a 65-year-old homemaker.

Source reference: paras. 20–22

4. Whether the non-pecuniary damages and loss of income for the injured Poonam Bansal required enhancement due to prolonged hospitalization and treatment.

Source reference: paras. 33, 39
03

Law Applied

The court primarily applied the principles for calculating compensation under the Motor Vehicles Act, 1988, as established in National Insurance Co. Ltd. v. Pranay Sethi (2017).

Source reference: paras. 13–14

Standardized future prospects (25% for self-employed/fixed salary aged 40–50) and conventional heads like loss of estate and funeral expenses (Rs. 15,000 each).

Source reference: paras. 13–14

Sarla Verma v. DTC (2009) for standardized deductions for personal expenses (1/2 for cases with no dependents).

Source reference: paras. 24–27

Savita & Ors. v. National Insurance Company Ltd. (2026), allowing for "intelligent guesswork" and oral testimony in the absence of strict documentary proof for income estimation in the informal sector.

Source reference: para. 9

United India Insurance Co. Ltd. v. Satinder Kaur (2021) were applied to delete "loss of love and affection".

Source reference: paras. 14, 29
04

Reasoning

The Court set aside the 10% contributory negligence, noting the site plan showed the claimants were near the footpath on a 30-foot-wide road, and thus not "jaywalking".

Source reference: paras. 6–8

Regarding Meena Bansal, the Court accepted oral testimonies of parents (PW-3 and PW-4) to add Rs. 5,500/month for private tuitions to her last proven salary, totaling a benchmark income of Rs. 20,500.

Source reference: paras. 10–12

In Dropti Bansal’s case, the Court held that the MACT’s 50% deduction for her being a homemaker had "no basis" in law; however, since her children were all majors, a 1/2 deduction for personal expenses was applied per Sarla Verma.

Source reference: paras. 22–27

For the injured Poonam Bansal, the Court found the initial award for "pain and suffering" inadequate given she was on a ventilator and underwent six months of treatment, justifying an increase in both non-pecuniary heads and loss of income duration.

Source reference: paras. 36–40
05

Holding

The Court allowed the appeals and enhanced the compensation across all three cases and all 10% contributory negligence markings were deleted.

In MAC.APP. 230/2015, the compensation was increased from Rs. 14,87,700 to Rs. 34,18,792. In MAC.APP. 231/2015, the 50% "homemaker deduction" was removed, resulting in a revised total of Rs. 5,66,336. In MAC.APP. 236/2015, non-pecuniary damages were increased, enhancing the total to Rs. 5,29,698.

Source reference: paras. 17, 30, 40

The Insurance Company was directed to deposit the enhanced amounts with 7.5% interest within four weeks.

Source reference: paras. 19, 31, 42
Delhi High Court

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Sanjay Bansal & OrsvsSonia Arora & Anr (National Insurance Co)

Delhi High Court · May 18, 2026

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