Chhattisgarh High Court

Death arising from brain hemorrhage during the course of employment constitutes a compensable accidental injury.

THE NEW INDIA INSURANCE (CORRECT NAME ASSURANCE) COMPANY LIMITED vs LAXMI BAI

Chhattisgarh High CourtJUDGMENT: June 22, 20262 MIN READSOURCE JUDGMENT
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The deceased, Sudesh Kumar Kaushik, was employed as a laborer by Respondent No. 2, Mahamaya Rice Industries

Source reference: para 2

On August 26, 2017, while performing his duty of checking rice storage, he suffered a brain hemorrhage, fell, and was subsequently declared brought dead at the hospital

Source reference: para 2

The Post Mortem report confirmed the cause of death as brain hemorrhage resulting from increased pressure in the blood vessels

Source reference: para 7

The grandmother of the deceased (Respondent No. 1) filed a claim under the Employees Compensation Act, 1923.

Source reference: no citation

The Commissioner, Labour Court, Bilaspur, awarded compensation of Rs. 8,30,138/- with 12% interest

Source reference: para 1

The Insurance Company appealed, contending they were not liable as the death was due to a medical condition (hemorrhage) rather than an accident

Source reference: para 6
02

Issues

Whether the deceased died due to a brain hemorrhage during the course of employment, and whether fastening liability upon the Insurance Company for such a death is illegal?

Source reference: para 6
03

Law Applied

Section 3 of the Employees Compensation Act, 1923 (formerly Workmen's Compensation Act), which mandates employer liability for compensation if personal injury is caused to an employee by an "accident arising out of and in the course of employment."

Source reference: no citation

The legal principle establishes that if the employment is a contributory cause or the environment of the job accelerated the incident, it qualifies as an accident, regardless of whether the internal cause was a pre-existing medical condition like a hemorrhage

Source reference: para 9
04

Reasoning

The Court observed that the fact the deceased was actively performing his duties (checking storage) at the time of the collapse was undisputed

Source reference: para 9

Although the Insurance Company suggested the fall might have been due to an epileptic seizure, the Post Mortem report specifically attributed the death to a brain hemorrhage

Source reference: para 7-8

The Court reasoned that for the purpose of granting compensation under the EC Act, the primary determination is whether the death occurred "during the course of employment"

Source reference: para 9

It held that the specific medical "cause of death" (brain hemorrhage) does not negate the employer's liability if the link between the employment and the incident is established

Source reference: para 9

Since the deceased was on duty when the hemorrhage occurred, it is legally treated as an accident arising out of employment

Source reference: para 10
05

Holding

The High Court answered the substantial question of law in the negative, holding that the Insurance Company is liable

The Court affirmed that death due to brain hemorrhage while on duty constitutes an accident under the Employees Compensation Act. The appeal was dismissed, and the Labour Court’s award of Rs. 8,30,138/- with 12% interest was upheld

Source reference: para 11
Chhattisgarh High Court

Original Court PDF

THE NEW INDIA INSURANCE (CORRECT NAME ASSURANCE) COMPANY LIMITEDvsLAXMI BAI

Chhattisgarh High Court · June 22, 2026

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