Chhattisgarh High Court

Delay in lodging FIR cannot be a ground to reject a motor accident claim petition.

I C I C I LOMBARD GENERAL INSURANCE COMPANY LIMITED vs UPENDRA SAHU

Chhattisgarh High CourtJUDGMENT: March 23, 20262 MIN READSOURCE JUDGMENT
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The appellant Insurance Company challenged the legality of an award dated 11.04.2019 passed by the 4th Additional Claims Tribunal, Raipur

Source reference: para. 1

The Tribunal had allowed a claim application filed under Section 163(A) of the Motor Vehicles Act, 1988, awarding ₹5,00,000/- plus interest to the claimants

Source reference: para. 1

The accident occurred on 31.06.2015, while the FIR was registered on 10.09.2015, reflecting a delay of 72 days

Source reference: para. 2

The appellant argued that this delay indicated the vehicle was falsely implanted to secure compensation

Source reference: para. 2
02

Issues

Whether a 72-day delay in lodging an FIR is a sufficient ground to doubt the claimant's case or dismiss a claim petition under the Motor Vehicles Act

Source reference: para. 5

Whether the appellant's plea of false implantation of the vehicle is sustainable in the absence of such a plea in the original written statement

Source reference: para. 6
03

Law Applied

Section 163(A) and Section 173 of the Motor Vehicles Act, 1988

Source reference: para. 1

Ravi v. Badrinarayan and others (2011) 4 SCC 693, which held that delay in lodging an FIR is not a ground to deny justice, as Indian conditions often lead kith and kin to prioritize medical treatment over police reports

Source reference: para. 5

As long as there is no evidence of fabrication or concoction to implicate innocent persons, the claim cannot be dismissed solely due to a delayed FIR

Source reference: para. 5
04

Reasoning

The Court noted that the appellant's primary contention was the 72-day delay in filing the FIR

Source reference: para. 2

Applying the precedent in Ravi v. Badrinarayan, the Court reasoned that human nature and family responsibilities often cause delays as relatives focus on the victim's health rather than acting with "mechanical promptitude" in reporting to the police

Source reference: para. 5

The Court emphasized that while an FIR is vital, its delay is only fatal if the court finds indications of fabrication upon close scrutiny

Source reference: para. 5

In the present case, the Court found no such evidence

Source reference: para. 5

Crucially, the Court observed that the Insurance Company had failed to take the plea of "false implantation" of the vehicle in their written statement during the original proceedings

Source reference: para. 6

The appellant failed to demonstrate that the claim was fraudulent or that the delay was used to engineer a false case

Source reference: para. 6
05

Holding

The Court held that delay in lodging an FIR cannot be a ground for dismissing a motor accident claim case

It further held that since the plea of false implantation was not raised in the written statement, it lacked merit on appeal

Source reference: para. 6

The appeal was dismissed, and the impugned award of ₹5,00,000/- with interest was upheld

Source reference: para. 1, 6

No costs were ordered

Source reference: para. 6
Chhattisgarh High Court

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I C I C I LOMBARD GENERAL INSURANCE COMPANY LIMITEDvsUPENDRA SAHU

Chhattisgarh High Court · March 23, 2026

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