Facts
On January 21, 2021, the deceased, Dinesh Yadav, was struck from behind by an Omni car (MP07 BA 1488) driven negligently by Respondent No. 4.
Source reference: para. 2The deceased succumbed to injuries on January 29, 2021.
Source reference: para. 2Although a medical report was filed on January 30, 2021, the formal FIR was lodged on March 26, 2021.
Source reference: para. 10The Claims Tribunal awarded compensation to the claimants, which the Insurance Company challenged on grounds of a two-month delay in filing the FIR and alleged collusion between the claimants and the driver/owner due to shared caste/kinship.
Source reference: para. 5Issues
1. Whether a delay of two months in lodging an FIR is fatal to a claim petition under the Motor Vehicles Act.
Source reference: para. 9, 112. Whether the Insurance Company established collusion between the claimants and the offending vehicle's owner/driver based on caste similarity.
Source reference: para. 83. Whether an adverse inference can be drawn against a driver who fails to testify despite filing a written statement.
Source reference: para. 14, 15Law Applied
The court primarily applied Section 173(1) of the Motor Vehicles Act, 1988.
Source reference: para. 1It relied on the Supreme Court precedent in *Ravi v. Badrinarayan*, which held that delay in lodging an FIR is not grounds to dismiss a claim if the delay is explained by human nature or the need to prioritize medical treatment.
Source reference: para. 12The court also applied the principles from *Basant Kumar v. Chatrpal Singh* (burden of proof on the driver) and *M.P. State Road Corporation v. Vaijanti* regarding the drawing of adverse inferences when a driver fails to enter the witness box.
Source reference: para. 15Reasoning
The Court rejected the plea of collusion, noting that the Insurance Company failed to provide any documentary evidence of a close relationship beyond a shared surname/caste.
Source reference: para. 8Regarding the FIR delay, the Court observed that the family was understandably occupied with the victim's hospitalization and subsequent death; furthermore, police records (Marg intimation) existed as early as January 30, 2021.
Source reference: para. 10Following *Ravi v. Badrinarayan*, the Court held that since the investigation resulted in a charge sheet and there was no evidence of fabrication, the delay was not fatal.
Source reference: para. 12-13Crucially, the Court drew an adverse inference against Respondent No. 4 because, while he denied negligence in his pleadings, he refused to testify and subject himself to cross-examination to rebut the claimants' evidence.
Source reference: para. 14-16Holding
The Court answered the issues in favor of the claimants, holding that the delay in the FIR was satisfactorily explained and that the Insurance Company failed to prove collusion.
The High Court affirmed the award dated September 13, 2023, and dismissed the appeal, finding no perversity or illegality in the Tribunal’s findings.
Source reference: para. 17-18Original Court PDF
National Insurance Company Ltd. v. Smt. Sunita Yadav and Others [2026:MPHC-GWL:7362]
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