Madras High Court
Banking and Finance LawAdministrative and Public Law

Failure to comply with conditional payment orders warrants dismissal of the borrower’s revision petition.

PUNITHA ALBERT RAJ vs The Registrar,

Madras High CourtJUDGMENT: October 09, 20262 MIN READSOURCE JUDGMENT
Failure to comply with conditional payment orders warrants dismissal of the borrower’s revision petition.. PUNITHA ALBERT RAJ vs The Registrar,. Madras High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The petitioner sought to challenge the rejection of an application to condone a one-day delay in filing a SARFAESI application under Section 17 before the Debts Recovery Tribunal (DRT), Madurai.

Source reference: para. 2

The material produced before the High Court was a receipt showing that the application had been filed, but it did not establish that the DRT had rejected it; the High Court therefore observed that the revision petition had been filed prematurely.

Source reference: para. 3

The Bank also informed the Court that the petitioner had later sought condonation of a 325-day delay, and that the DRT had directed payment of the outstanding amount in four instalments. That conditional order had not been complied with.

Source reference: para. 3

The petitioner had also failed to pay the second instalment required by an earlier Division Bench order in related proceedings; the Division Bench subsequently clarified that the impugned order need not remain in abeyance.

Source reference: paras. 4–6
02

Issues

Whether the revision petition could be entertained when the material filed did not establish that the DRT had rejected the application at issue

Source reference: para. 3

Whether the petitioner’s non-compliance with conditional payment orders warranted dismissal of the revision petition

Source reference: para. 7
03

Law Applied

The petition invoked the High Court’s supervisory jurisdiction under Article 227 of the Constitution of India.

Source reference: paras. 1–3

The dispute also arose in the context of an application under Section 17 of the SARFAESI Act.

Source reference: paras. 1–3

The Court applied no identified precedent or detailed statutory test; it relied on the procedural deficiency in the record and the petitioner’s non-compliance with conditional orders as grounds not to entertain the revision.

Source reference: paras. 1–3, 7
04

Reasoning

The receipt produced by the petitioner showed only that an application had been filed, not that it had been rejected, making the challenge premature on the record before the Court.

Source reference: para. 3

Further, the petitioner had not complied with the DRT’s conditional order or the Division Bench’s payment directions in the related writ proceedings.

Source reference: paras. 3–6

In those circumstances, the Court found no basis to entertain the revision.

Source reference: para. 7
05

Holding

The High Court dismissed the civil revision petition for want of merit.

It directed the DRT, Madurai, to dispose of any pending proceedings between the parties concerning the same loan transaction as expeditiously as possible.

Source reference: para. 8

No costs were awarded, and the connected miscellaneous petition was closed.

Source reference: para. 8
06

Acts & Sections Cited

2 provisions across 1 statute referred to in this judgment. Each provision opens on LawLens.

Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 20022

Madras High Court

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PUNITHA ALBERT RAJvsThe Registrar,

Madras High Court · October 09, 2026

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