Madras High CourtCivil LawInsurance Law

Family Of Man Killed In Crash Gets ₹41.19 Lakh As Madras HC Upholds ₹18,000 Monthly Income, Removes Wife’s Duplicate Love-And-Affection Award

M.DEEPAv.MAHESHWARI.D

Family Of Man Killed In Crash Gets ₹41.19 Lakh As Madras HC Upholds ₹18,000 Monthly Income, Removes Wife’s Duplicate Love-And-Affection Award. M.DEEPA vs MAHESHWARI.D. Madras High Court. LawLens
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In brief

The question

1. Whether the Tribunal’s assessment of the deceased’s notional income and resulting loss-of-income award required interference

The court held

The insurer’s appeal was partly allowed, and the award was modified by reducing compensation for loss of love and affection by ₹44,000. The total compensation was fixed at ₹41,18,600, rounded to ₹41,19,000, with interest at 7.5% per annum from the date of the claim petition until deposit.

It also directed

The insurer was directed to deposit the modified amount, less any amount already deposited, within four weeks. The claimants’ appeal for enhancement was dismissed; no costs were awarded

01Facts

The claimants—the deceased Manikandan’s wife, three minor children and mother—sought compensation under Section 166 of the Motor Vehicles Act, 1988, for his death in a road accident on 25 January 2020.

pp. 3–5

The Tribunal found the car driver negligent and fixed the deceased’s notional monthly income at ₹18,000, added 40% for future prospects, applied a multiplier of 17 and deducted one-fourth for personal expenses. It awarded ₹41,63,000 in total, including ₹2,20,000 for loss of love and affection to five claimants

pp. 3–5

The claimants appealed seeking enhancement; the insurer appealed challenging the quantum, including the income assessment and interest on future prospects

p. 6

02Issues

i.1. Whether the Tribunal’s assessment of the deceased’s notional income and resulting loss-of-income award required interference

p. 7 · ¶ 12

ii.2. Whether the award for loss of love and affection to the first claimant, in addition to spousal consortium, was proper

p. 8 · ¶ 14

iii.3. Whether the award otherwise required modification, including on the insurer’s challenge to interest

p. 6, 8 · ¶ 9, 14

03Law Applied

Sections 166 and 173 of the Motor Vehicles Act, 1988, respectively govern a claim for compensation and an appeal from a Claims Tribunal award.

Under National Insurance Co. Ltd. v. Pranay Sethi, future prospects are added to income when assessing compensation for loss of dependency; under Sarla Verma v. Delhi Transport Corporation, the multiplier and deduction for personal and living expenses are determined by reference to the deceased’s age and number of dependants

p. 7 · ¶ 13

The Court also applied the principle that a claimant awarded spousal consortium should not receive a further award under loss of love and affection for the same relationship

p. 8 · ¶ 14

Provisions in the judgment · 2 · Linked ones open on LawLens

Motor Vehicles Act, 1988 Section 173Section 166

04Reasoning

The Court held that ₹18,000 was a reasonable monthly notional income in light of the 2020 accident, the cost of living and the number of dependants; the deceased’s driving licence for transport vehicles also supported the assessment. It therefore left undisturbed the 40% addition for future prospects, one-fourth deduction and multiplier of 17, and rejected both parties’ challenges to the loss-of-income calculation

p. 7 · ¶ 13

However, because the wife had already received ₹44,000 for consortium, she was not entitled to a further ₹44,000 under loss of love and affection. The remaining four claimants were allowed ₹44,000 each under that head, reducing it from ₹2,20,000 to ₹1,76,000

p. 8 · ¶ 14

The Court found the other heads and the interest award proper

p. 8 · ¶ 14

05Holding

The insurer’s appeal was partly allowed, and the award was modified by reducing compensation for loss of love and affection by ₹44,000. The total compensation was fixed at ₹41,18,600, rounded to ₹41,19,000, with interest at 7.5% per annum from the date of the claim petition until deposit.

pp. 9–10 · ¶ 15–16

The insurer was directed to deposit the modified amount, less any amount already deposited, within four weeks. The claimants’ appeal for enhancement was dismissed; no costs were awarded

pp. 9–10 · ¶ 15–16
Madras High Court

Original Court PDF

M.DEEPAvsMAHESHWARI.D

Madras High Court · October 27, 2026

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