01Facts
On 26 June 2022, a car allegedly struck a motorcycle from behind on NH-4 near Venkatapur village.
pp. 3–7Kalavati Fakkirappa Habbannavar, a pillion rider, died in the accident.
pp. 3–7Her legal representatives brought a claim against the car’s owner and insurer.
pp. 3–7The Motor Accident Claims Tribunal partly allowed the petition and fixed liability on the insurer.
pp. 3–7The insurer appealed, alleging that the motorcycle rider’s intoxication and conduct contributed to the accident.
pp. 10–1102Issues
i.Whether the Tribunal was justified in fixing liability on the insurer to pay compensation
p. 9ii.Whether the insurer established that the motorcycle rider’s negligence contributed to the accident, so as to reduce or displace the insurer’s liability
pp. 11–1503Law Applied
The appeal was brought under Section 173(1) of the Motor Vehicles Act, 1988.
p. 2A party alleging contributory negligence must plead and prove it; the mere fact that a motorcycle carried two pillion riders or that its rider was intoxicated does not, without evidence connecting that conduct to the accident, establish contributory negligence.
pp. 13–14The Court relied on The Divisional Controller, K.S.R.T.C. v. Smt. Sheela and Others, MFA No. 104700/2024 c/w MFA.CROB No. 100039/2025 (12 September 2025), for that principle.
pp. 13–14It also observed that filing a charge sheet, by itself, does not prove contributory negligence.
p. 14Provisions in the judgment · 1 · Linked ones open on LawLens
Motor Vehicles Act, 1988 Section 173
04Reasoning
The Court found that the car was insured on the date of the accident and that the charge sheet named both the car driver and the motorcycle rider, while indicating that the car struck the motorcycle from behind.
p. 10, 12Although the insurer relied on the rider’s blood-alcohol results and the presence of two pillion riders, it produced no cogent evidence that either circumstance caused or contributed to the collision; the insurer had also not raised intoxication as a ground before the Tribunal.
pp. 11–14The rider’s alleged lack of a helmet or driving licence did not establish contributory negligence in causing the accident or exonerate the insurer.
p. 15The Court therefore found no basis to interfere with the Tribunal’s decision.
p. 1505Holding
It upheld the Tribunal’s decision fixing liability on the insurer to pay compensation.
p. 15The High Court dismissed the insurer’s appeal with costs and directed that any amount deposited be transmitted to the Tribunal.
p. 16Original Court PDF
THE DIVISIONAL MANAGERvsSHRI. FAKKIRAPPA BHIMAPPA HABBANAVAR
Click to open original judgment
Original judgment, available to read, download and summarize on LawLens.in
