Madras High Court
Transport, Maritime, and Aviation LawInsurance Law

Married daughters may be treated as dependants where evidence of financial dependence is unrebutted.

THE BRANCH MANAGER vs MUMTHAJ BEGAM

Madras High CourtJUDGMENT: October 13, 20262 MIN READSOURCE JUDGMENT
Married daughters may be treated as dependants where evidence of financial dependence is unrebutted.. THE BRANCH MANAGER vs MUMTHAJ BEGAM. Madras High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The claimants sought compensation for the death of Nawshath Ali in a motor accident involving a vehicle insured by the appellant.

Source reference: no citation

The Motor Accident Claims Tribunal awarded Rs.44,47,584, assessing the deceased’s monthly income at Rs.27,000 and treating the claimants, including his married daughters, as dependants.

Source reference: paras. 2–3; pp. 3–4

The insurer appealed, contending that the income assessment was unsupported and that only two dependants should have been counted, warranting a one-third rather than one-fourth deduction for personal expenses.

Source reference: para. 4; pp. 4–5

The claimants relied on a salary certificate recording employment as a cook in Malaysia and the widow’s evidence that the married daughters were dependants.

Source reference: paras. 5–8; pp. 5–6; para. 13; pp. 8–9
02

Issues

1. Whether the Tribunal’s assessment of the deceased’s monthly income at Rs.27,000 was unreasonable or unsupported by the evidence.

Source reference: para. 4(a); p. 4; para. 8; p. 6

2. Whether the deceased’s married daughters could be treated as dependants when calculating compensation, and whether the Tribunal should therefore have deducted one-third rather than one-fourth for personal expenses.

Source reference: para. 4(b); p. 4; para. 9; pp. 6–7
03

Law Applied

The appeal was brought under Section 173 of the Motor Vehicles Act.

Source reference: p. 3

In assessing compensation, the Court considered the evidence of income and dependency, including the salary certificate and oral testimony, and applied the principle that compensation under the Act is to be determined in a manner consistent with its beneficial purpose.

Source reference: paras. 8–10; pp. 6–7; para. 13; pp. 8–9

The Court considered Deep Shikha and another v. National Insurance Company Limited and others, 2025 LiveLaw (SC) 561, which, on its particular facts, stated that marriage gives rise to a presumption that a daughter is financially supported by her husband or his family unless the contrary is proved.

Source reference: paras. 11–12; p. 7

The Court treated that principle as fact-specific and not controlling on the evidence in this case.

Source reference: para. 13; pp. 8–9
04

Reasoning

The Tribunal’s income assessment was supported by the salary certificate, which recorded earnings of Rs.50,000 per month; the Tribunal had assessed income more conservatively at Rs.27,000, and the insurer produced no contrary evidence.

Source reference: para. 8; p. 6

On dependency, the widow testified that the married daughters depended on the deceased, while the insurer produced no evidence about their circumstances or their husbands’ incomes to rebut that testimony.

Source reference: para. 9; pp. 6–7

The Court distinguished Deep Shikha because the present record included the widow’s evidence and the insurer had not displaced it; it also considered the deceased’s occupation as a cook and the beneficial character of the legislation.

Source reference: paras. 11–13; pp. 7–9

It found no basis to disturb the one-fourth deduction or the other heads of compensation.

Source reference: paras. 9–10; pp. 6–7
05

Holding

The Court dismissed the appeal, finding no merit in either challenge to the income assessment or the treatment of the married daughters as dependants.

It directed the insurer to deposit the balance award, with interest and costs, within four weeks; upon application, the claimants could withdraw the amount in accordance with the Tribunal’s apportionment.

Source reference: para. 15; pp. 9–10

No costs were awarded, and the connected miscellaneous petition was closed.

Source reference: para. 15; p. 10
06

Acts & Sections Cited

1 provisions across 1 statute referred to in this judgment. Each provision opens on LawLens.

Motor Vehicles Act, 19881

Madras High Court

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THE BRANCH MANAGERvsMUMTHAJ BEGAM

Madras High Court · October 13, 2026

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