CAT - ['Allahabad']

Medical reimbursement cannot be denied on technical grounds of delayed intimation in emergency life-threatening situations.

Girija Devi vs Bharat Sanchar Nigam Limited

CAT - ['Allahabad']JUDGMENT: May 20, 20262 MIN READSOURCE JUDGMENT
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The applicant, Girija Devi, is the widow of Shri Vijay Bahadur Singh, who retired as an SDE from BSNL in 2004.

Source reference: para 3

On 26.10.2020, the husband fell seriously ill and was admitted to Vardhan Hospital under emergency conditions (hypertension and pneumonia), then shifted to Apex Hospital the same day.

Source reference: para 4, 7

He passed away during treatment on 28.10.2020.

Source reference: para 7

The applicant claimed medical reimbursement of approximately ₹1,40,000.

Source reference: para 3

The respondents rejected the claim vide order dated 14.12.2020, primarily on the technical ground that the department was not informed of the hospitalization within the prescribed 24-hour window, preventing a nodal officer's visit.

Source reference: para 3, 8

The applicant challenged this rejection, citing her status as an elderly lady unaware of technical rules during a life-threatening emergency.

Source reference: para 5
02

Issues

1. Whether the medical reimbursement claim of a retired employee can be rejected solely on the technical ground of failure to intimate the department within 24 hours of emergency hospitalization.

Source reference: para 8, 10

2. Whether the "factum of treatment" outweighs procedural technicalities in matters of life-saving medical care.

Source reference: para 9
03

Law Applied

The right to medical facilities for government employees and retirees is a fundamental right that cannot be fettered by technicalities.

Source reference: para 9

Statement on the doctrine derived from Shiva Kant Jha v. Union of India (2018) 16 SCC 187: emphasizing that the "real test" for reimbursement is the factum of treatment supported by records, and claims cannot be denied if the patient was admitted under emergency conditions where survival is the prime consideration, regardless of whether the hospital is empanelled or prior permission was obtained.

Source reference: para 9
04

Reasoning

The Tribunal observed that the applicant’s husband was admitted under emergent conditions and passed away within 48 hours, highlighting the gravity of the situation.

Source reference: para 10

It held that expecting an elderly caregiver to prioritize departmental intimation within 24 hours while the spouse's life was at stake is unreasonable.

Source reference: para 10

The Tribunal reasoned that once the factum of treatment is established, the administration must adopt a responsive, welfare-oriented approach rather than a mechanical or "inhuman" one.

Source reference: para 9, 11

While the respondents raised concerns regarding documentation deficiencies (missing dates/signatures), the Tribunal noted that the primary reason for rejection was the lack of timely intimation, which it deemed an invalid ground for outright denial in an emergency.

Source reference: para 8, 11
05

Holding

The Tribunal allowed the Original Application and quashed the impugned order dated 14.12.2020, holding that medical claims cannot be denied on technical grounds when treatment is bona fide.

The Tribunal directed the applicant to submit fresh claim papers and ordered the respondents to: (i) communicate any specific deficiencies in the bills to the applicant; (ii) grant reasonable time for rectification; and (iii) process the reimbursement claim within four months of submission.

Source reference: para 11

No order as to costs was made.

Source reference: para 14
CAT - ['Allahabad']

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Girija DevivsBharat Sanchar Nigam Limited

CAT - ['Allahabad'] · May 20, 2026

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