Facts
The applicant Insurance Company challenged an award passed by the Claims Tribunal, which granted compensation of ₹19,650/- to the respondent
Source reference: para. 1Although the Motor Vehicles (Amendment) Act, 2019, increased the threshold for filing appeals under Section 173(2) to ₹1,00,000/-, the applicant filed a civil revision under Section 115 of the CPC
Source reference: para. 2, 5The applicant contended that since the 2019 Amendment renumbered Section 149 as Section 150 and omitted provisions corresponding to Section 149(4), the Tribunal erred in applying the "pay and recover" principle after finding a breach of policy conditions
Source reference: para. 2, 3Issues
1. Whether a civil revision under Section 115 of the CPC is maintainable against a Motor Accident Claims Tribunal award where the quantum is below the statutory appeal threshold of ₹1,00,000/-
Source reference: para. 62. Whether the Insurance Company can invoke revisional jurisdiction solely to settle a question of law of "larger importance" when the financial stake is negligible and the same issue is pending in higher forums
Source reference: para. 8, 10Law Applied
Section 173(2) of the Motor Vehicles Act, 1988 (as amended in 2019), which bars appeals against awards where the amount in dispute is less than ₹1.00 Lakh
Source reference: para. 5The five-judge Special Bench decision in National Insurance Co. v. Shrikant Vinod Tiwari, 2007 (2) J.L.J. 138, which held that while a revision under Section 115 CPC is not barred, it lies only in "special circumstances" such as lack of jurisdiction, failure of justice, or irreparable injury, and not in routine matters
Source reference: para. 6, 7Nirbhai Singh v. Darshan Singh, 2025 SCC OnLine P & H 12450, which deprecated the practice of using Article 227 or revisions to circumvent the statutory bar on appeals
Source reference: para. 9Reasoning
The Court observed that the legislature intentionally raised the appeal threshold to ₹1.00 Lakh to prevent trivial litigation
Source reference: para. 5While the applicant raised a legal issue regarding the interpretation of the amended Section 150, the Court noted that this issue is already sub-judice in numerous other appeals before various High Courts and the Supreme Court
Source reference: para. 8Consequently, the present award would not result in "irreparable loss" or a final settlement of law against the Company if left unchallenged
Source reference: para. 8, 10The Court further reasoned that the litigation costs for both parties would likely exceed the awarded amount of ₹19,650/-, making the revision a commercially and legally disproportionate remedy
Source reference: para. 10The Court found that the applicant failed to meet the "special circumstances" criteria established in Shrikant Vinod Tiwari
Source reference: para. 10Holding
Statutory bars on appeals cannot be circumvented through revisions unless there is a clear failure of justice or jurisdictional error not present here
The Court declined to entertain the revision and dismissed it
Source reference: para. 11, 14However, the Court granted the Insurance Company the right to restore this revision if the claimant seeks enhancement and clarified that this order does not prejudice the Company's right to argue the same legal issues in other pending appeals exceeding the ₹1.00 Lakh threshold
Source reference: para. 12, 13Original Court PDF
Future Generali India Insurance Company LimitedvsPankaj Verma
Click to open original judgment
Original judgment, available to read, download and summarize on LawLens.in