Madhya Pradesh High CourtCivil Procedure and EvidenceTransport, Maritime, and Aviation Law

Revision of low-value motor accident awards for interpreting amended Section 150 is barred absent irreparable injury.

Future Generali India Insurance Company Limitedv.Pankaj Verma

Revision of low-value motor accident awards for interpreting amended Section 150 is barred absent irreparable injury.. Future Generali India Insurance Company Limited vs Pankaj Verma. Madhya Pradesh High Court. LawLens
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In brief

The question

1. Whether a civil revision under Section 115 of the CPC is maintainable against a Motor Accident Claims Tribunal award where the quantum is below the statutory appeal threshold of ₹1,00,000/-

The court held

Statutory bars on appeals cannot be circumvented through revisions unless there is a clear failure of justice or jurisdictional error not present here

It also directed

The Court declined to entertain the revision and dismissed it

However, the Court granted the Insurance Company the right to restore this revision if the claimant seeks enhancement and clarified that this order does not prejudice the Company's right to argue the same legal issues in other pending appeals exceeding the ₹1.00 Lakh threshold

01Facts

The applicant Insurance Company challenged an award passed by the Claims Tribunal, which granted compensation of ₹19,650/- to the respondent

¶ 1

Although the Motor Vehicles (Amendment) Act, 2019, increased the threshold for filing appeals under Section 173(2) to ₹1,00,000/-, the applicant filed a civil revision under Section 115 of the CPC

¶ 2, 5

The applicant contended that since the 2019 Amendment renumbered Section 149 as Section 150 and omitted provisions corresponding to Section 149(4), the Tribunal erred in applying the "pay and recover" principle after finding a breach of policy conditions

¶ 2, 3

02Issues

i.1. Whether a civil revision under Section 115 of the CPC is maintainable against a Motor Accident Claims Tribunal award where the quantum is below the statutory appeal threshold of ₹1,00,000/-

¶ 6

ii.2. Whether the Insurance Company can invoke revisional jurisdiction solely to settle a question of law of "larger importance" when the financial stake is negligible and the same issue is pending in higher forums

¶ 8, 10

03Law Applied

Section 173(2) of the Motor Vehicles Act, 1988 (as amended in 2019), which bars appeals against awards where the amount in dispute is less than ₹1.00 Lakh

¶ 5

The five-judge Special Bench decision in National Insurance Co. v. Shrikant Vinod Tiwari, 2007 (2) J.L.J. 138, which held that while a revision under Section 115 CPC is not barred, it lies only in "special circumstances" such as lack of jurisdiction, failure of justice, or irreparable injury, and not in routine matters

¶ 6, 7

Nirbhai Singh v. Darshan Singh, 2025 SCC OnLine P & H 12450, which deprecated the practice of using Article 227 or revisions to circumvent the statutory bar on appeals

¶ 9

Provisions in the judgment · 4 · Linked ones open on LawLens

Code of Civil Procedure, 1908 Section 115

Motor Vehicles Act, 1988 Section 149Section 150Section 173

04Reasoning

The Court observed that the legislature intentionally raised the appeal threshold to ₹1.00 Lakh to prevent trivial litigation

¶ 5

While the applicant raised a legal issue regarding the interpretation of the amended Section 150, the Court noted that this issue is already sub-judice in numerous other appeals before various High Courts and the Supreme Court

¶ 8

Consequently, the present award would not result in "irreparable loss" or a final settlement of law against the Company if left unchallenged

¶ 8, 10

The Court further reasoned that the litigation costs for both parties would likely exceed the awarded amount of ₹19,650/-, making the revision a commercially and legally disproportionate remedy

¶ 10

The Court found that the applicant failed to meet the "special circumstances" criteria established in Shrikant Vinod Tiwari

¶ 10

05Holding

Statutory bars on appeals cannot be circumvented through revisions unless there is a clear failure of justice or jurisdictional error not present here

¶ 10

The Court declined to entertain the revision and dismissed it

¶ 11, 14

However, the Court granted the Insurance Company the right to restore this revision if the claimant seeks enhancement and clarified that this order does not prejudice the Company's right to argue the same legal issues in other pending appeals exceeding the ₹1.00 Lakh threshold

¶ 12, 13
Madhya Pradesh High Court

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Future Generali India Insurance Company LimitedvsPankaj Verma

Madhya Pradesh High Court · July 14, 2026

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