Chhattisgarh High Court

Substantive evidence recorded before the Court prevails over contradictory statements in the FIR.

MANAGER, THE ORIENTAL INSURNACE COMPANY LIMITED vs RAJKUMAR DHRUW

Chhattisgarh High CourtJUDGMENT: March 25, 20262 MIN READSOURCE JUDGMENT
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The appellant Insurance Company challenged the award dated 01.04.2019 passed by the Additional Motor Accident Claims Tribunal, Dhamtari, in Claim Case No. 34/2017.

Source reference: p.2-3

The Tribunal had awarded ₹8,12,696/- as compensation with interest to the claimants for the death of Sumitra Bai, fastening liability on the appellant as the insurer of the offending tractor.

Source reference: p.3

The appellant contended that according to the First Information Report (FIR), the deceased was traveling as a gratuitous passenger on the tractor, which would exempt the insurer from liability.

Source reference: p.3

Conversely, the claimants asserted that the deceased was a pedestrian at the time of the accident.

Source reference: p.4
02

Issues

1. Whether the deceased was a gratuitous passenger or a pedestrian, and whether the Insurance Company could be held liable for compensation based on the discrepancy between the FIR and oral testimony.

Source reference: p.3-4
03

Law Applied

The Court primary exercised its jurisdiction under Section 173 of the Motor Vehicles Act, 1988.

Source reference: p.2

It further relied on the legal principle established by the Supreme Court in National Insurance Company Limited v. Chamundeswari and others (2021) 18 SCC 596, which holds that evidence and statements made before a Court carry greater evidentiary value than conflicting statements recorded in an FIR.

Source reference: p.4
04

Reasoning

The Court reviewed the Claims Tribunal's finding that the deceased, Sumitra Bai, was a pedestrian and not a passenger on the tractor.

Source reference: p.4

This finding was based on the oral testimony of the eye-witness, Rajendra Kumar (AW-1), who is the husband of the deceased.

Source reference: p.4

The Court addressed the appellant’s reliance on the FIR by applying the precedent in National Insurance Company Limited v. Chamundeswari, noting that the sworn statement made by the eye-witness before the Tribunal must be preferred over the contents of the FIR.

Source reference: p.4

Since the testimony established the deceased's status as a pedestrian, the Court found that the Tribunal correctly allowed the claim application and fastened liability on the insurer.

Source reference: p.4
05

Holding

The High Court dismissed the appeal, finding no merit in the appellant's contentions.

The Court upheld the Tribunal's award of ₹8,12,696/- plus interest, affirming that the deceased was a pedestrian and not a gratuitous passenger.

Source reference: p.4

No costs were awarded.

Source reference: p.4
Chhattisgarh High Court

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MANAGER, THE ORIENTAL INSURNACE COMPANY LIMITEDvsRAJKUMAR DHRUW

Chhattisgarh High Court · March 25, 2026

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