Madras High Court
Transport, Maritime, and Aviation LawInsurance Law

Compensation for 45% disability is upheld absent contrary medical evidence.

THE ORIENTAL INSURANCE CO. vs KANNAN,

Madras High CourtJUDGMENT: September 28, 20261 MIN READSOURCE JUDGMENT
Compensation for 45% disability is upheld absent contrary medical evidence.. THE ORIENTAL INSURANCE CO. vs KANNAN,. Madras High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The claimant, Kannan, alleged that on 10 September 2004 a car insured with the appellant struck his two-wheeler, causing injuries to his head, right leg and left hand.

Source reference: p. 2

He sought ₹5,00,000 in compensation.

Source reference: p. 2

The Motor Accident Claims Tribunal found the insured vehicle’s driver negligent and awarded ₹1,47,100, including ₹45,000 for 45% permanent disability and ₹46,000 under the injuries head, with interest at 6% per annum.

Source reference: pp. 2–3

The insurer appealed, contending that the award—particularly those two amounts—was excessive.

Source reference: p. 4
02

Issues

Whether the Tribunal correctly assessed the compensation awarded to the claimant.

Source reference: p. 4, para. 7
03

Law Applied

The appeal was brought under Section 173 of the Motor Vehicles Act, 1988, which provides for an appeal against a Claims Tribunal award.

Source reference: p. 1

The judgment cited no precedents or specific statutory formula for assessing compensation.

Source reference: pp. 5–6, paras. 8.1–8.4
04

Reasoning

The Court found that the claimant had sustained a head injury requiring surgery, including a procedure involving a hole in the skull, and had suffered loss of function in his left hand.

Source reference: p. 5, paras. 8.1–8.2

The doctor assessed permanent disability at 45%; the insurer produced no contrary medical evidence, and the claimant had been hospitalised for more than eight days.

Source reference: p. 5, paras. 8.1–8.2

In view of the injuries, treatment, functional impairment and hospitalisation, the Court held that the total award was not excessive or exorbitant and found no basis to interfere.

Source reference: pp. 5–6, paras. 8.3–8.4
05

Holding

The Court answered the issue in favour of upholding the Tribunal’s assessment.

The Court dismissed the appeal and confirmed the award of ₹1,47,100 with interest.

Source reference: p. 6, para. 9

It directed the insurer to deposit the award amount, if not already deposited, with accrued interest within six weeks of receiving the order; the claimant could then withdraw it in accordance with law.

Source reference: p. 6, para. 9

No costs were ordered, and the connected miscellaneous petition was closed.

Source reference: p. 6, para. 9
06

Acts & Sections Cited

1 provisions across 1 statute referred to in this judgment. Each provision opens on LawLens.

Motor Vehicles Act, 19881

Madras High Court

Original Court PDF

THE ORIENTAL INSURANCE CO.vsKANNAN,

Madras High Court · September 28, 2026

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