Karnataka High Court
Civil LawTransport, Maritime, and Aviation Law

Disability compensation recalculated using ₹11,000 monthly notional income, with additional compensation for lost education.

KUM AFIYA ALMAS vs THE UNITED INDIA INSURANCE CO. LTD.

Karnataka High CourtJUDGMENT: September 17, 20262 MIN READSOURCE JUDGMENT
Disability compensation recalculated using ₹11,000 monthly notional income, with additional compensation for lost education.. KUM AFIYA ALMAS vs THE UNITED INDIA INSURANCE CO. LTD.. Karnataka High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

On 10 November 2017, the appellant, then about 19 years old, was struck by a car while crossing a road in Bengaluru and sustained, among other injuries, fractures to her right tibia and fibula.

Source reference: p. 3–5

The Tribunal awarded her ₹4,03,639 with interest at 6% per annum.

Source reference: p. 2–4

She appealed under Section 173(1) of the Motor Vehicles Act, seeking enhancement, principally contending that her monthly notional income should have been assessed at ₹11,000 rather than ₹6,000.

Source reference: p. 2–4
02

Issues

Whether the Tribunal’s assessment of the appellant’s notional monthly income, and consequent award for loss of future income due to disability, required enhancement.

Source reference: p. 4–5

Whether the award for loss of education and amenities required enhancement in light of the appellant’s injuries and resulting limitations.

Source reference: p. 5–6
03

Law Applied

The appeal was brought under Section 173(1) of the Motor Vehicles Act, 1988, which provides for an appeal against an award of a Motor Accidents Claims Tribunal.

Source reference: p. 2

The Court applied the compensation-assessment principles reflected in its recalculation: loss of future income was assessed using monthly income, 12 months, the multiplier of 18, and disability of 14%; the Court also assessed compensation for loss of education having regard to the evidence of the claimant’s injuries and limitations.

Source reference: p. 5–6

The judgment cited no precedent or further statutory provision.

Source reference: p. 2–6
04

Reasoning

The Court found that the Tribunal had adopted a monthly notional income of ₹6,000, which it considered inadequate, and substituted ₹11,000 while retaining the Tribunal’s multiplier of 18 and disability assessment of 14%.

Source reference: p. 5

This yielded ₹3,32,640 for loss of future income, compared with the Tribunal’s ₹1,81,440.

Source reference: p. 5

Given the claimant’s injuries and reported difficulty standing, climbing stairs, squatting, kneeling, and using an Indian-style toilet, the Court also increased the combined award for loss of education and amenities from ₹30,000 to ₹1,00,000.

Source reference: p. 4–6

It left the awards under the other heads unchanged.

Source reference: p. 6
05

Holding

The Court partly allowed the appeal and enhanced the compensation by ₹2,21,200, bringing the total award to ₹6,24,839.

The enhanced sum carries interest at 6% per annum from the date of the claim petition until deposit.

Source reference: p. 6–7

The insurer was directed to deposit the entire compensation within six weeks, after which the Tribunal was to release it to the claimant upon proper identification.

Source reference: p. 6–7
06

Acts & Sections Cited

1 provisions across 1 statute referred to in this judgment. Each provision opens on LawLens.

Motor Vehicles Act, 19881

Karnataka High Court

Original Court PDF

KUM AFIYA ALMASvsTHE UNITED INDIA INSURANCE CO. LTD.

Karnataka High Court · September 17, 2026

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