Karnataka High Court
Transport, Maritime, and Aviation LawCivil Law

For 2023 accidents, future loss of income must be calculated using a monthly notional income of ₹16,250.

HANAMANTHARAYA vs MAGMA HDI GEN INSURANCE CO LTD

Karnataka High CourtJUDGMENT: September 30, 20262 MIN READSOURCE JUDGMENT
For 2023 accidents, future loss of income must be calculated using a monthly notional income of ₹16,250.. HANAMANTHARAYA vs MAGMA HDI GEN INSURANCE CO LTD. Karnataka High Court. LawLens
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The claimant sought compensation for injuries sustained in a road accident on 2 November 2023, allegedly caused by the negligent driving of a goods vehicle.

Source reference: pp. 2–4

The Tribunal awarded him ₹9,10,292, including compensation for pain and suffering, loss of amenities, medical expenses, and loss of future income, with interest at 6% per annum.

Source reference: pp. 2–4

He appealed under Section 173(1) of the Motor Vehicles Act, 1988, seeking enhancement.

Source reference: pp. 2–4

The High Court considered the appeal with the consent of counsel for the claimant and the insurer.

Source reference: p. 3
02

Issues

1. Whether the Tribunal’s assessment of compensation for loss of future income required revision based on the applicable notional income for 2023.

Source reference: p. 4

2. Whether the amounts awarded for pain and suffering, loss of amenities, and future medical expenses should be enhanced in light of the claimant’s injuries and evidence regarding implant removal.

Source reference: p. 5
03

Law Applied

The appeal was brought under Section 173(1) of the Motor Vehicles Act, 1988.

Source reference: p. 2

In assessing loss of future income, the Court applied the calculation of monthly income × 12 × multiplier × percentage of disability; it adopted a notional monthly income of ₹16,250 for 2023, a multiplier of 17 for the claimant’s age, and the Tribunal’s undisputed disability assessment of 13%.

Source reference: p. 4
04

Reasoning

The Court found that the Tribunal had used monthly income of ₹16,000 rather than the applicable notional income of ₹16,250. Retaining the multiplier of 17 and the undisputed disability assessment of 13%, it recalculated loss of future income at ₹4,30,950, an increase of ₹6,630.

Source reference: p. 4

Considering the claimant’s left proximal tibia fracture, it increased pain-and-suffering compensation from ₹30,000 to ₹40,000 and loss-of-amenities compensation from ₹20,000 to ₹30,000.

Source reference: p. 5

Since the doctor testified that the claimant would require surgery to remove the implants, the Court increased future medical expenses from ₹20,000 to ₹30,000. It left the awards for laid-up-period income, attendant and conveyance charges, and medical expenses unchanged.

Source reference: p. 5
05

Holding

The appeal was allowed in part.

The Court enhanced total compensation from ₹9,10,292 to ₹9,46,922, granting an additional ₹36,630 with interest at 6% per annum from the date of the petition until realization.

Source reference: pp. 6–7

The insurer was directed to deposit the enhanced amount with interest before the Tribunal within six weeks, and the claimant was entitled to receive the entire enhancement.

Source reference: p. 7
06

Acts & Sections Cited

1 provisions across 1 statute referred to in this judgment. Each provision opens on LawLens.

Motor Vehicles Act, 19881

Karnataka High Court

Original Court PDF

HANAMANTHARAYAvsMAGMA HDI GEN INSURANCE CO LTD

Karnataka High Court · September 30, 2026

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