Chhattisgarh High Court

Condonation of delay requires proper explanation; unexplained delay is not excusable.

MANAGER, CHOLA MANDALAM M.S. GENERAL INSURANCE COMPANY LIMITED, vs BHUSHAN LAL YADAV

Chhattisgarh High CourtJUDGMENT: March 16, 20262 MIN READSOURCE JUDGMENT
THE ORIGINAL LAWLENS SUMMARY
01

Facts

The appellant, Chola Mandalam M.S. General Insurance Company Limited, filed an appeal challenging a judgment and award passed by the Motor Accident Claims Tribunal.

Source reference: no citation

The Tribunal had awarded compensation of ₹5,00,000 with 6% interest for the death of Takeshwar @ Takesh.

Source reference: para. 2

The award was issued on December 4, 2023, but the appeal was filed on August 12, 2024, resulting in a delay of 160 days.

Source reference: para. 3, 4

The Insurance Company attributed the delay to the process of forwarding documents from its Raipur office to the Regional office in Indore for sanction before filing the appeal.

Source reference: para. 4
02

Issues

1. Whether the appellant Insurance Company had provided a sufficient explanation for the delay of 160 days in filing the appeal.

Source reference: para. 6

2. Whether the application for condonation of delay should be granted.

Source reference: para. 8
03

Law Applied

The court primarily applied the principles for condonation of delay as laid down by the Supreme Court in H. Guruswamy & Ors. Versus A. Krishnaiah Since Deceased by Lrs. [2025] 1 SCR 7643.

Source reference: para. 7

This precedent emphasizes that courts should not adopt a "liberal approach" to condone inordinate or unjustified delays.

Source reference: para. 7

It also highlights that the length of the delay is a relevant factor, and parties cannot set their own period of limitation, requiring bona fides in the explanation for delay, and urging courts to first ascertain the bona fides of the explanation before considering the merits of the main matter.

Source reference: para. 7
04

Reasoning

The court found that the appellant Insurance Company did not adequately explain the 160-day delay.

Source reference: para. 3, 6

The application for condonation of delay failed to specify key dates, such as when documents were forwarded to the Raipur office, when they were subsequently sent to the Indore Regional office, when sanction for appeal was granted, and when counsel was instructed.

Source reference: para. 6

Applying the principles from H. Guruswamy, the court reiterated that a "liberal GGGapproach" cannot be used to excuse unjustified delays and that the explanation for the delay must demonstrate bona fides.

Source reference: para. 7

The appellant's general explanation, without specific timelines or details, was deemed insufficient to account for the substantial delay.

Source reference: para. 6, 8
05

Holding

The court concluded that the appellant had not explained the delay properly.

Consequently, the application for condonation of delay (I.A. No. 01/2024) was rejected.

Source reference: para. 8

As a result, the appeal itself was dismissed.

Source reference: para. 9

No costs were awarded.

Source reference: para. 9
Chhattisgarh High Court

Original Court PDF

MANAGER, CHOLA MANDALAM M.S. GENERAL INSURANCE COMPANY LIMITED,vsBHUSHAN LAL YADAV

Chhattisgarh High Court · March 16, 2026

Click to open original judgment

Original judgment, available to read, download and summarize on LawLens.in

Click to open original judgment